Dr.Shoe
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Everything posted by Dr.Shoe
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Too rioght! I'm going to make sure I get every penny they've (EDIT) from me. Before the £6.50 DD incident I might have settled for a percentage... Edited - Please refrain from the use of language that could be libelous
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Disabled parking section - Offence at 0700hrs?!
Dr.Shoe replied to mark.dathorne's topic in Private Land Parking Enforcement
Yes there should have been, but I suspect that there was a pay and display or a meter nearby. If they can twist you out of £1.20 or whatever for 5 minutes parking they're not going to let you park for free are they? (Robbing barstewards!) -
Disabled parking section - Offence at 0700hrs?!
Dr.Shoe replied to mark.dathorne's topic in Private Land Parking Enforcement
Don't get me started on people obstructing loading bays! -
Disabled parking section - Offence at 0700hrs?!
Dr.Shoe replied to mark.dathorne's topic in Private Land Parking Enforcement
Actually, the law is quite clear with regard to the use and abuse of orange beacons. In the case where you have to carry equipment to a site adjacent to a disabled parking bay or on double yellow lines, you must offload the equipment and then park the vehicle in a legal location. In cases where the equpment is fixed to the vehicle then you must apply for a suspension of parking restrictions. These rules do not apply to single yellow (without loading restriction) or taxi bays. Orange beacons are only enhanced hazard lights, nothing else. To the OP: Suppose your car had failed to start and while you were waiting for the AA the other bays filled up and as a result of your reckless thoughtlessness someone needed the bay you were illegally obstructing. Pay up and shut up! -
Also tell the DCA that you are in dispute over the original debt. They are not allowed to persue you for it until the dispute has been settled.
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please help re: speeding tickets
Dr.Shoe replied to sequenci's topic in Private Land Parking Enforcement
Fixed penalty, 3 points and £60. That's if the authorities bother. I can't count the times I've been flashed, (I'm a trucker) and I've only been done once in 20 years. That's not to say I'm base about it because I normally drive in the llimit but you do get caught out sometimes. -
I have just received my statements in accordance with my Subject Access Request. However, I did ask for evidence of manual intervention but this was not provided, nor was there any indication that there were no interventions. Has anyone else experienced this? How should I proceed?
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Oh yes.... They won't pay a £6.50 DD because "...we can't allow your account to exceed the agreed borrowing limits." (Sic) Then they proceed to take £38 which causes my account to exceed the limits imposed!
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So where do you think everyone got their information from? Are they clairvoyant or something? All the information here is identical to the information I was given by an employee when I had the gumption to phone them. For those not too lazy to look you can also find it here: NatWest - Contact us
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At the moment MBNA have frozen the interest on my two accounts with them so I'm going to wait until after the twelve monthly review before I consider claiming. (I don't want them to resurrect my interest and possible back-date it for the sake of £200). I am doing Nitwit's at the moment though, it looks as if they owe me about £5K!
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I tell you what I'll do taff999, in future when you ask for advice I'll keep my experience to myself shall I? Hmm? I have always asked my bank for information and even if they didn't know the answer they've always gone away to find someone else who did.
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BTW, Wilfred Owen died in 1918...
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Why not just phone up and ask?
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I don't think that you have a very strong case at all to be honest. You have given it in writing that you have accepted their offer under their terms and it doesn't actually matter whether you signed the letter or not- if they can prove you wrote it then it is still legally binding. I cannot believe their cheek in offering you half of what you were claiming and then saying that they will still continue their illegal practices. In other words, you have given them your permission to carry on as before! Having said all that though, you might have a chance because the charges are still illegal whether you've ok'd them or not.
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Has anyone won claims back beyond 6 years?
Dr.Shoe replied to TheSaint7's topic in NatWest Successes
Could you elaborate? This could be worth a lot of money to me! -
Interesting sig BTW. Imagine what WO would have done if he'd survived the trenches!
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Indeed we are but you didn't mention the monthly admin fee for advantage gold (and other premium bank accounts). I almost made the crucial mistake of trying to claim those back too!!!!
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...And account charges. You can claim for charges for unpaid direct debits, standing orders and cheques. You can also claim for "card misuse" fees and the £28 unauthorised borrowing charge. In addition you can charge for the accumulated interest that these fees, penalties and charges have attracted. You cannot claim for the monthly admin charge or for interest on debit balances apart from the portion applying to that relating to the reclaimed charges.
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Hi, my name's Dr. Shoe which I call myself because I'm a graduate footwear designer though I work as a lorry driver because the pay in the footwear industry is notoriously poor, even compared to transport! LOL I have around £20,000 of debts that accumulated because the legislation recently changed limiting our hours to 48 per week where I was doing 60 or 70 before! Therefore I have lost between £140 and £220 off my wages per week. I did have debt before but this just accelerated the downward spiral! Time to take action!
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