Sorry, still finding my way about:oops:

Have just received notice of acknowlegement from Court to say natwest are defending my claim and has 28 days to file a defence. Anyone in the same boat? Would like to know waht the possible outcome will be!!!! __________________ Hunbun:wink:

Have just received notice of acknowlegement from Court to say natwest are defending my claim and has 28 days to file a defence. Anyone in the same boat? Would like to know waht the possible outcome will be!!!!

I have filed a court claim on-line from NatWest. Was worried they might stall. Gald to hear they are bluffing. Well done to you!!

Hi, I have had a reply to my first letter from NatWest offering just under half of my claim. I rejected it and sent a letter saying that I would be going to the courts. I had a letter acknowledging my letter and said they would respond within 14 days. Hopefully they are taking my claim seriously. Fingers crossed!!

Hi, I have just received my 3rd letter from Natwest. Saying they are not legally obliged etc.. etc, but are willing to offer a goodwill gesture of half of initial claim and that is without interest and they will forget abou the matter. No chance!! Claiming online court demand today - hoping for a good result!! Hope you get one too.

Hi Thanks for that - still getting used to all this new stuff. Can't believe there are so many people doing this.

Hi I sent the '1st draft letter' to NatWest from the 'Money Savings Expert' website. It is a standard but official letter. I sent it to my local branch on the 12th June 06. I had a very polite letter from the Custmer Lending Dept in Bristol dated 15th June. 3 days not bad!! Promised to investigate and contact me by 30th June. On 28th June received 6 years of bank statements at no charge. The bank statements were delivered in a clear plastic bag and a torn envelope. Thank goodness I am overdrawn or anyone could have the details anywhere!! A ripped letter with them 'hoped that I am happy with their proposal' What 'proposal'? Still they are taking it seriously and I am sending the 2nd letter from the 'Money Saving Expert' today. Don't give up, but my advice is to do it with the official letters as they have alll the legal wording and the legal time limits where the bank has to respond. It may take a little longer but in my experience Natwest are taking notice. I Hope!! __________________ Hunbun:wink:

Hi I asked my local Natwest for the last 6 years staments and I received them from the Customer lending Centre within 10 days and they didn't charge me for them. I think they are now wising up to the fact that alot of people are on to them. I then received a letter apologising for my upset at the charges and asked me to call them to discuss. I did not. I am now going to sent the 2nd letter from the Money saving Expert website as they are legal and formal with tight timeframes for a reply from the bank. I belive that by law they have to keep statements whether the account is in use or not. Good Luck!

Hi I sent the '1st draft letter' to Natwest from the 'Money Savings Expert' website. It is a standard but official letter. I sent it to my local branch on the 12th June 06. I had a very polite letter from the Custmer Lending Dept in Bristol dated 15th June. 3 days not bad!! Promised to investigate and contact me by 30th June. On 28th June received 6 years of bank statements at no charge. The bank statements were delivered in a clear plastic bag and a torn envelope. Thank goodness I am overdrawn or anyone could have the details anywhere!! A ripped letter with them 'hoped that I am happy with their proposal' What 'proposal'? Still they are taking it seriuosly and I am sending the 2nd letter from the 'Money Saving Expert' today. Don't give up, but my advice is to do it with the official letters as they have alll the legal wording and the legal time limits where the bank has to respond. It may take a little longer but in my experience Natwest are taking notice.

Thanks for the advice. It looks like they owe me £3779.74 including interest.

I have received my bank statement for the past 6 years. The bank has said they hope the 'proposed' will be satisfactory. There is no poposed - should I porceed with stage 2? Help!!!:-|