Thanks Mrst and congratulations to you too with the adjudicator upholding your complaint fully. I was advised it was likley that I would get all loans refunded (amounting to about £10-£11k) but that it would be a long drawn out process and of course I may lose all together (even if it is unlikely) just in terms of an update the funds actually hit my account this afternoon having spoken to Wonga at 10am! the only downside to my story is the claim managements 25% fee - £1700!! good luck with getting them to pay you I am sure it will be worth the wait

Hi all, I have been following this forum for a couple of months now and it gave me the confidence to pursue my own PDL claims so I thought I would let you know my success as it is the success stories that keep me going! I had several PDLs with a number of companies whilst I was at uni for a few years. After reading on here I started contacting them one by one as advised and began receiving either write offs of small balances (500/600 ish) and about 4 refunds from others for about 200/300 which I accepted as I only had a small amount of loans with each company. My biggest lender was Wonga who loaned me around £20k over 3 years and I actually decided to use a claims management company to pursue this as I thought they would take the claim more seriously and I would get paid out quicker. I considered my claim clear cut as I was continually loaned and rolled over 1k with repayment of around £1,470 each month despite wonga knowing my income to be £1,150. I chased them weekly and so did my claims manager and today was the last day for the 8 week reaponse. I expected nothing and received an email asking for an additional 6 weeks to consider my complaint. However, about 15 minutes after I was emailed again from another department offering settlement of just under £7k wich I have accepted. I spoke tk them this mornkng to provide details and was advised payment would be made in 3-5 days buy whether that happens Ill let you know. I am assuming they pay quicker where it is settlement on their terms as opposed to being forced to by the ombudsman but ill let you know. My final claim is with QQ where I am trying to have my balance written off and they have 3 weeks left to respond. Like most of you I lived in fear for nearly three years and so it really does feel like justice. All the best to everyone else making claims and like many have said the more that so will not only find themselves better off financially but also put the lenders in the same dire situations we have all been forced into.