Thanks again for reply.

Thanks for reply, I'm being open and honest, i met and knew these people for about 4 months i stayed at the house till my rented flat was ready this was in 2006, i was never in any financial ties with these people and i don't recall signing anything for any credit or Mortgage. It would seem if my name is on a credit agreement it would have been forged the dates would seem it would have been GMAC then Paratus AMC are the known company now. If this person has not made the payments to the Mortgage they will probably get the house repossessed and the fact it is not mine i'm not on the deeds, never made a payment in 8 years i don't give a monkey's, it's just the fact i'm getting a letter to pay the arrears that is the problem. I have received one letter from Paratus AMC to my new address in 8 years and one letter from TLT as quoted in letter from OP. Should i wait and see if another letter comes out from Paratus AMC and TLT then take it further and get a solicitor, or contact them now asking for proof without a solicitor.

Thanks for reply dx appreciated.

Thanks for your help much appreciated, yeah i have on Noddle 5/5 credit rating and names are on there with Paratus AMC as under Connections and other names i have no Mortgage shown on my credit files with Paratus AMC....Does it help me more that this is the case or it not matter..

I have never signed for a Mortgage it could have been GMAC as Paratus AMC are same company from all accounts, why would anyone sign for such thing when you don't own the house. On my credit file this mortgage is not shown i haven't paid any money towards this Mortgage.

Thanks for reply It looks like this has happened i stayed for a short time while i was getting another place to stay.

Thanks for reply i knew them as friends and stayed over at there house, i never signed for any loans etc i moved away from the area over 8 years ago and never heard from them. It seems if they have my name on a document they must have forged my signature , i don't understand i didn't have anything what so ever to do with the house. If the house gets repossessed it has nothing for me to lose or gain.

Thanks for the replies guy's Paratus AMC LTD are the creditor looking for over £2,000 as 2 people are linked to me in my credit file but no Mortgage is on my file as i don't have one or own a house even now. It could be Paratus AMC are just sending out letters in hope i am going to pay, there must be procedures they must follow and have to prove the debt is mine which its not.

Hi all i'm new to this bear with me, I have just received a letter from Paratus AMC claiming i owe Mortgage Arrears of xxxxx for a house i don't own or have made any payments too. There is no address as to the Mortgage Arrears or information, just they want me to contact them ASAP to pay Arrears. After doing some digging it appears on my credit file i have a Financial connections to people whom i knew and it is going back to 8 years ago the date im linked, it looks like someone has signed my name for a Mortgage /Re-mortgage. or they are fishing sending out a letter to everyone with same name in hope. I have received a letter from a Company a few days later from TLT which states Paratus LTD AMC v Yourself " We confirm our client has instructed us to cancel the recent warrant request and we have written to the court accordingly." that's all it say's. Are this Company following proper procedures.? I have no knowledge of this debt they request, all help to respond to these reptiles would be gratefully received thanks.