Hello I have a occupational pension which I take out annually but the DWP then break it down into an income...the occ pension runs from October to October and I desperately need to take out this years one 2013 - 2014 before the cut off date on october the 3rd next week!! but Im very worried that the DWP and housing benefits will regard it as an income from the april to next april rather than and income from this october 13 - 14 and I will owe them loads of money for overpayments from april this year...I know it sounds confusing and no one seems to be able to answer my query can anybody help, Thanks .