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Jaxson1

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  1. Hi, I was wondering if anyone knows about how CCJ's can be enforced. .. over 7 years ago I had a break up with my partner and it turned out he had incurred a debt of £6000 for a credit card in my name I didn't know about. Back then I chose to bury my head in the sand & ignore it as I had no way of paying this. I didn't acknowledge any debt or make contact with anyone, however was issued a CCJ which has recently dropped off my credit file after 6 years. This remained unsettled as although it was technically in my name, I didn't use this money so thought I would ignore it and just let it drop off my credit file in due course. Today I have received an attachment of earnings order asking me to either pay Mortimer Clarke Solicitors £6,407 or fill in the form and send it to the County Court for payment to be taken from my work, it also said I could face 14 days in prison (I have had one of these before the CCJ was issued and ignored it back then) Are they able to do this once the CCJ has dropped off (They keep sending post to my old address which I haven't lived at in 4years so they clearly don't know if I'm receiving letters or know my work details etc) I also wonder if the form is genuine or a scare tactic to get to me contact them or whether the County Court will give me another CCJ for the old one not being paid. I was told that after 6 years they can't chase for payment, is this the case? Back then I didn't care about my credit score but now I don't want it effecting. Any help or guidance on this would be much appreciated...
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