Hi all thanks for the input - what is a SAR ? I have not spoken with cap quest on the phone and don't intend too !

first loan - 1/11/2007 settled 21/12/2007 162 x 60 months second loan - 20/12/2007 settled 23/04/2007 195 x 60 months third loan - 23/04/2008 236 x 60 months ***still outstanding to Capquest*** this is the info i have pulled from experian reference the debt - dates do not add up and my partner does never remeber taking loans to this amount - Natwest orignally gave the loan. This was while she only had a weekend job !!! banks are supposed to lend responsibily and this to me says they have not !!

hi thanks for the speedy response - i dont have much info on the debt appart from a statement from Natwest with payments taken of 25.00 from Capquest in May 2011 - looks like they have had the debt for nearly 3 years

Hi, brandnew to the forum so first post - My partner took out a loan for £4k going back to 2006 and struggled to make the loan repayments and was then pushed into taking an additional £4k by an ex partner!! now i know the debt has to be repaid but the repayment plan that Capquest have set up means it will take her just shy of 40 years to pay back !! the interest has gone out of control and the debt now stands at 12k ! she repayed the loan for over a year at around 150 pounds per month - this does not add up to me and seems unfair that the amount owed is now 12k. is their a way that the interest can be frozen and the debt repaid at an amount that is fair ?(actually pays the debt and not just the interest) any help would be much appreciated