Ailla
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Feel like I'm a breaking point - advice needed please
Ailla replied to Ailla's topic in Benefits and HMRC
Thank you sabresheep. You are right. Luckily I'm seeing my dr on Friday so will have a chat with him then. -
Feel like I'm a breaking point - advice needed please
Ailla replied to Ailla's topic in Benefits and HMRC
Thank you Andy, hopefully they'll see that I'm earning less and it'll be ok. -
Feel like I'm a breaking point - advice needed please
Ailla replied to Ailla's topic in Benefits and HMRC
Thank you Greg, I'll look into cab. -
Feel like I'm a breaking point - advice needed please
Ailla replied to Ailla's topic in Benefits and HMRC
Thank you mmfhater. I'm just so worried because I honestly didn't think I would need to inform them. I just hope the outcome will be a good one. -
Feel like I'm a breaking point - advice needed please
Ailla replied to Ailla's topic in Benefits and HMRC
Thank you Honey bee and thanks for the hugs. I have depression and I'm not in a good place right now. As soon as I've sorted one thing out another thing comes up and being a single parent doesn't help. Even though I have my sons I still feel so alone. Sorry, just so upset. But the hugs are most appreciated. -
I'll try and make this as simple as possible. In May 2013 I started work in a school as a lunchtime assistant at 5 hours a week £6.25phr. This went up in November 2013 to 6 hours and 15 minutes a week, same pay. Then in March 2014 I was offered a role in the pre-school for 3 hours a week at £7.19phr. My lunchtime assistant role also went up to £7.19phr in September 2014. I have informed tax credits every time with my change of circumstances and when I did in May 2013 (at the start) they said they would inform Income support, which I know now they didn't. I received a letter from Income support in September saying that they found out my circumstances changed and my earnings had gone up so would now be paying me £2.38 a week. They said I didn't need to get in touch. Last week I received another letter to say that I needed to call them because of my change in circumstances in September which I did and also sent them some recent wageslips. Stupidly (please don't judge as I feel so bad and stupid and I'm a nervous emotional wreck right now) I also forgot to inform my housing and council tax which I've spoken to and they said that as I'm on a low wage and claiming income support that's fine and to just wait for Income support to write to me and then to call them. Today it dawned on me (I'm also a carer to my Autistic son) that I had forgot to inform carer's allowance. I again (stupidly!) thought that because I am earning under £102 a week I didn't need to call them. I filled in the change of circumstances online and sent off a wage slip, I would have sent a few more but I've sent the most recent ones to Income support. I'm so worried that I'll be in trouble and feel sick with worry. Can anyone please advise? Many thanks.
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Advice if possible please
Ailla replied to Ailla's topic in PayDay loans and Short Term loans - General
I have emailed them earlier today, on the ball! -
Advice if possible please
Ailla replied to Ailla's topic in PayDay loans and Short Term loans - General
I will thanks, they will get paid but only through my dmp! -
Advice if possible please
Ailla replied to Ailla's topic in PayDay loans and Short Term loans - General
Well I have just checked my account online, I owed £334 on Monday now it's gone up to £413.70. I'll be glad to pay it off and see the back of these guys. -
Advice if possible please
Ailla replied to Ailla's topic in PayDay loans and Short Term loans - General
Hi renegadeimp. Apologies for the late reply, I've had a Nast sickness bug which wiped me out, but now back to normal and ready to keep going. All the bank letters were a success and also my dmp plan has started and first payment is in September. Still getting those nice charges from mini credit, but I'm on the right road at last and I'm not coming off still its finished! Many thanks again -
Advice if possible please
Ailla replied to Ailla's topic in PayDay loans and Short Term loans - General
Thank you, I'm all set with those letters tomorrow. -
Advice if possible please
Ailla replied to Ailla's topic in PayDay loans and Short Term loans - General
Thanks renegadeimp, thankfully Minicredit has just emailed me saying my ref number is my mobile. Just got to wait to hear from Wonga. Really appreciate all the advice, thank you. -
Advice if possible please
Ailla replied to Ailla's topic in PayDay loans and Short Term loans - General
Thanks, I have trawelled through all my emails and looked at the credit agreement online but no account number showing. I have emailed wonga as it said if you need your reference you need to contact us, have also emailed Minicredit but if I hear nothing then will call them. -
Advice if possible please
Ailla replied to Ailla's topic in PayDay loans and Short Term loans - General
Thanks, I am setting up a letter now. Does anyone know how I can find my account number for Wonga and Mini credit. Many thanks -
Advice if possible please
Ailla replied to Ailla's topic in PayDay loans and Short Term loans - General
Thanks, I am going to pop into the bank tomorrow and let them know. -
Advice if possible please
Ailla replied to Ailla's topic in PayDay loans and Short Term loans - General
Thank you -
I have a few pay day loans and I am in the process of setting up a dmp. I have read countless forums saying change your bank account, I have an old bank account with a different bank that I have not used for years. It is in my old married name and I was thinking of using that one, take in my birth cert into this bank and change the name on the account. If I do this can the pdl's find my details and still take money out? Many thanks
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