i used my credit card via paypal

Thanks for replies. I paid with painpal.

Hello. Hoping i can get some advice regarding a faulty refurbished 32" lcd tv i bought from argos seconds on ebay. I'll try to keep it short. I bought a tv and it arrived damaged. Argos arranged collection and gave me a replacement but that too is also faulty. I opened a dispute on ebay and argos initially cooperated in replacing it, but they started ignoring me and didn't respond to the case. 8 days later i escalate the dispute to a claim and ebay are saying i will get a refund if i send it back at my own cost. It's going to cost me at least £20 to send it back and of course there is the risk of it getting smashed just like the first one they sent. Where do i stand on this? It's supposed to be guaranteed by argos for 6 months but i'm disgustd that argos are ignoring me and the fact that i have to return it at my own cost and own risk. Please help. Thanks

Does it matter if you didn't notify them at the first instance that you were on benefits? I've been on DLA for 4.5 years now. I dread to think how many times i've been charged the £22 personal reserve usage fee from barclays, but i never notified them. Do i stand a chance of claiming them all back?