It is a citation, I have 21 days to decide if I am doing to defend or capitulate. If I defend, which I will do, then the ball is back in Marlins court. Do they go to court or not.

Would that be Egg then or Barclaycard saying as they took over the Egg Accounts

CCA requests going out to Barclaycard, Marlin and Marlin's Solicitors tomorrow. Discovered that last payment on the account was made 4 years ago, whilst still Egg, therefore not time barred. Equifax CRA shows the account as settled in Feb. 2011 and no further records. Experian has records up to present, with the status as 'default' and balance as 'satisfied'. Default date of Jan. 2011 and debt assigned to CAIS member in Feb. 2013. What is a CAIS member? What is a SAR request, is it different from a CCA request?

Advise required please. I have just received a citation from a Scottish Solicitor representing Marlin Capital Europe Ltd in respect of a debt to Barclaycard. I have never had a Barclaycard Credit Card or took out an agreement with them. I did have a credit card with Egg which I took out in 2004. I now know that Barclaycard took over Egg Credit Card accounts in 2011. I was making regular payments to Egg until they suddenly stopped sending me statements, and so I then stopped making payments. I never received any further statements or correspondence from Egg for 18 months, then all of a sudden in early 2011 I received a default notice. I was unaware that Egg transferred to Barclaycard, possibly I received notification, but I cannot remember. I then started receiving calls from Marlin regarding Barclaycard. I informed them that I have never had a Barclaycard and refused to discuss matters with them. I have now received a writ from their Scottish Solicitors giving me 21 days to respond. I am based in Scotland. Interestingly in the writ it is stated that I took out an agreement with Barclaycard in 2004, this is an error straight away as it was with Egg. I do not know when I made the last payment to Egg, it was about 4 or 5 years ago and maybe time barred. Should I send a CCA request to the Solicitors or Marlin or both? Is there still time to do so? Any help or advice would be greatly appreciated.