Area51
-
Posts
14 -
Joined
-
Last visited
Content Type
Profiles
Forums
Post article
CAGMag
Blogs
Keywords
Everything posted by Area51
-
Typed in error and haste... any ideas on my next step at all... ? Thanks in advance.
-
I cannot edit! YIKES. For the sake of good order, the above post should read Wallis Consultancy... my own typo in the original thread entry can no longer be edited.
-
My sincere apologies, I will amend now.. and look for a bar of soap..
-
Oh dear........................
-
Hello again.. This is the agent used was the wallis conslutancy in Hertfordshire. unable to post a link to it as below 10 posts! I have a copy of the agreement - it is unregulated credit agreement from Paragon, sold to me by click finance of Hampshire (now in liquidaton) who state the are members of FISA Box was ticked for single PP cover but not by me, agreed on phone call as preferred way to seek loan approval by click finance agent. Insurance cert is via London and Edinburgh an Aviva business Thank you once again
-
Thanks, I will get a hold of the paperwork I submited via this guy and review it and then get a copy to you. Its in PDF already from what I sent to him. I am just responding as I type as the letter only arrived a few hours ago and I am bit annoyed at the time this guy has let pass or explanation on the other avenues that may be open for me. He has just stated his file is closed! Will reply shortly Thanks again for your time and input here, it is apprecaited.
-
Hi again, thanks for the links.. checking a few of these they dry up around 2012/13 ish and some fail to demonstrate an outcome.. . One says won won won, but I'm unsure if legistaltion has changed since this! As I had an agent acting for me and he has stated the Ombudsmon office is of the view Aviva was not responsible; would I be right in looking for reading on pursuing a review of my claim; but doing this myself with a new claim? Quite a few suggest Paragon are master at fobbing off and frustration.. more cover was underwritten by London & Edinburgh which is Aviva. . So they should come to the table on this and settle, however the Ombudsmon office is of the view Aviva was not responsible?? Any ideas on next steps from here?
-
Thanks for this, only after my original post in 2013 - I had read some threads, but after the letter I received today I came straight back to here.. will look over the links now provided. Thank you
-
Hi there, it was a paragon loan brokered by click finance. The click finance I dealt with ceased trading..! I'm really starting out again as the agent has been firing me emails every four weeks saying he is waiting to hear.. Even though it was before 2005 (took it out Jun2004) I only became aware of the front loaded PPI when I cleared the loan when selling a property 4 fours back. Since then I have been trying to pursue it (from Feb13).. The insurer was London and Edinburgh Ins Co and they are a part of Aviva who are still trading... My claim was started soon after clearing it and during height of PPI news coverage. . the timescale since then has been due to waffling letters saying to this agent the ombudsman is too busy to look at it.. Can you suggest any further steps worth tyring? Not too keen on giving this up! Many thanks for your input here
-
Hi there, I submitted the original claim and was rejected, but appointed an agent in 2105.. no hope on this then in your experience? Thanks in advance
-
Morning all, sorry to resurect this again.. I have today received further correspondence (I appointed an independant agent to help pursue this PPI) to say the Financial Ombudsman Office is of the veiw that Aviva was not responsible for the sale of the product I had. Any claim should be against Click Financial Ltd but as they are insolvent and went into administration, and because the product was sold prior to 14Jan05 then a claim could not be made against the Financial Services Compensation Scheme. The agent offers apologies and has closed their files. Is there anything else that can be done to recover the cash from this PPI [problem]? Many thanks
-
Morning again, thanks for the extra input here. I will read over and give it a go. Thanks for the reassurance, I did not think they would be allowed to walk away because their "introducer" has now ceased to trade; I mean they would have need to check and appoint them.. Their response & approach just ensures people do press home a claim against them! Thank you again.
-
Hi and thanks for this input. Can you tell me if there is a specific format for this letter to be sent in and also how do I address the comment from Paragon my loan was before 14th Jan 2005. It was taken out in June 2004. Many thanks
-
Good evening. Summary I have recently paid off a secured loan with Paragon Finance and this contained PPI; the loan was brokered by Click Financial Limited. After reading many threads I opted to complete a claim back using the forms provided on this site, this I did in January. Paragon have replied recently to say they do not wish to handle the claim as it is before 14Jan05. They have also indicated the business who handled my application, one Click Financial Limited, is no longer trading. I have been advised to direct my enquiry to the CAB, after two sessions of over 20mins on hold I have given up and opted to try for some advice on here. I have checked Duedil etc and it appears Click Finance are dissolved, an associated business with same directors to this was wound up in January 2013. Can you tell me if I can progress this claim in any way? Surely Paragon have a responsibility for their intermediaries / introducers activities (ie ensuring they do not miss sell).. My letter from Paragon states it will be their last correspondence on the matter. Any assistance on next steps to recover the PPI would be greatly appreciated. The secured loan was repaid in Aug2012, this was ten years early and the PPI (£4k) was a lump sum added to the loan for the duration. Any assistance will be greatly appreciated. Many thanks, Area51
Latest
Our Picks
Reclaim the right Ltd
reg.05783665
reg. office:-
262 Uxbridge Road, Hatch End
England
HA5 4HS