Hi everyone, I am aware there are others threads and there are a wealth of information contained in them, having just read through, but I am after a bit more help if possible and what steps to take next. I too have made the mistake of using mincredit and defaulting - here is a summery of my original loan, date applied and when it was owed and how much I currently owe today (less than 2 months after defaulting) Order date Amount applied Current balance Due date balance Due date Status 2012-10-24 £100.00 £714.00 2012-11-19 debt collection I have emailed them 3 times using the automated email link on their site and received no response, they have called several times and left voicemails. How do I proceed from here? What would you suggest should I do first and then from then on? This is causing me many a sleepless night, I am astounded that 100 (of which I only got 80!) has turned into 714 in 6/7 weeks! Please help!

Hi everyone, I am aware there is another older thread in regards to minicredit and that there is a wealth of information contained in it, having just read through, but I am after a bit more help if possible and what steps to take next. I too have made the mistake of using mincredit and defaulting - here is a summery of my original loan, date applied and when it was owed and how much I currently owe today (less than 2 months after defaulting) Order date Amount applied Current balance Due date balance Due date Status 2012-10-24 £100.00 £714.00 2012-11-19 debt collection I have emailed them 3 times using the automated email link on their site and received no response, they have called several times and left voicemails. How do I proceed from here? What would you suggest should I do first and then from then on? This is causing me many a sleepless night, I am astounded that 100 (of which I only got 80!) has turned into 714 in 6/7 weeks! Please help!

Hi everyone, I am aware this is an old thread and there is a wealth of information contained in it, having just read through, but I am after a bit more help if possible and what steps to take next. I too have made the mistake of using mincredit and defaulting - here is a summery of my original loan, date applied and when it was owed and how much I currently owe today (less than 2 months after defaulting) Order date Amount applied Current balance Due date balance Due date Status 2012-10-24 £100.00 £714.00 2012-11-19 Debt collection I have emailed them 3 times using the automated email link on their site and received no response, they have called several times and left voicemails. How do I proceed from here? What would you suggest should I do first and then from then on? This is causing me many a sleepless night, I am astounded that 100 (of which I only got 80!) has turned into 714 in 6/7 weeks! Please help!