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Found 10 results

  1. Hi. We got a log book loan with Varooma, we fell behind on a couple of payments and it was suggested that we take another to clear the debt. Naively we agreed. The payments were £89 and £102 a month (approx), being made redundant meant we got behind again despite numerous attempts to negotiate a fair plan going forward we have been told again and again that they can't as we are in arrears. The issue is we can't get out of the arrears. We currently pay £150 a month on each but the interest on the arrears means the debt increases every month. I can't not
  2. Hi everyone, Looking for some good advice as I'm in a stressful situation to say the least, it's taking it's toll on my health now, but I want to work through this and find a solution. I'm currently not in employment, and living with my best friend. We've not long moved here, and I'm guessing through updating my details/driving licence etc, debt companies have found me. My debts are mostly for catalogue companies like Shop Direct, JD Williams, Littlewoods etc. I also have a debt with Lending Stream. These are mostly built up over the last few years, not recently.
  3. Hi, I have a default on my file from arrow global of £955. I sent a 'Prove it' letter about 4/5months ago and they responded saying they have no information on me, that they are looking for it but in the mean time they wont pursue me for money and they are not removing the default. trouble is now i cant get any credit at all. Im thinking of paying them a sum for them to completely remove the default. how would i go about this? what sort of offer shall i make them? are they to be trusted not to chase for the remaining amount? has anyone else done this
  4. I had some issues with my landlord last year (gas safety check had not been done for 2 years plus some repairs needed doing) and he issued me with a section 21. He then took me to court but withdrew the claim for possession because I pointed out that he had not protected my deposit. Rather than protect my deposit he refunded it to me but then agreed for me to stay in the property. All was fine until in January I again asked for the repair work to be done. I have now received a claim for possession from the courts. Unfortunately as I have been on holida
  5. Had a letter from the Magistrate Court telling me I owe £370 which was sent to me around November time. Did not have a clue what it was for so tried to call the number provided for 7 days straight and not once did I get through to anyone to query the letter. Left it that thinking maybe I'll receive more information soon. Then recieve a letter dated 2nd January 2014 from Marston High Court Enforcement Officers & Certificated Bailiffs which now said I owe £455 (370 fine + 85 fees) and this letter did give me the information that I could not get from the court. It was a ''speedin
  6. Hi everyone, first I apologise if I have posted this in the wrong place. I need some advice..... I have been in receipt of Housing benefit and council tax support since dec 12 when my partner came out of work. I was on maternity leave until may 2012. He started working again on 21st feb this year, he was working away, I stupidly forgot to notify them, and only thought about it when the wrote to me asking for my payslips as my maternity had ended and they had suspended my claim. I sent my payslips without a second thought, but still didn't tell them my partner had started wor
  7. Hi everyone, I am aware there is another older thread in regards to minicredit and that there is a wealth of information contained in it, having just read through, but I am after a bit more help if possible and what steps to take next. I too have made the mistake of using mincredit and defaulting - here is a summery of my original loan, date applied and when it was owed and how much I currently owe today (less than 2 months after defaulting) Order date Amount applied Current balance Due date balance Due date Status 2012-10-24 £100.00 £714.00 2012-11-19 debt collection
  8. Hi, I have an outstanding debt from a home I had with my ex husband, he is now bankrupt so I am responsible. I wrote to them in September advising I had started a new job and was on low wages for the first 3 months and could I set up an agreement after this. The day after sending this letter I received a county court judgement for this. A few days later I received a letter from them in response to my letter advising I would still need to fill out the earnings and expenditure on the county court judgement. I did this offering to pay £20 a month. I received a letter from them date
  9. I have a loan on default with Cash genie at £104. And Quickquid at £582.75. On the QQ one i had opted to pay £132 on the 1st then £582.75 on the 29th (my next payday) This then changed to the 15th!? Which obviously doesn't help at all! I will pay CG in full on 1/11/12 but how can i arranmge a payment plan with QQ? Paying only the £582.75 I could pay them half and half but the full amount is too much as i have other bills too! Thanks
  10. Hi everybody, I need some advice as I'm tired of being dragged from pillar to post. I have recieved a visit from Rossendale bailiff this morning for the non payment of Council Tax - I was handed a letter at the door (I wasnt aware that he was a bailiff & stupidly let him in). The letter states that it is a bailiff removal letter, magistrates liability order/warrant of executuion for the total sum of £755.47 (GBP). The bailiff (once inside the property) told me that the sum needed to be settled in full and after repeatedly telling him that I cant give him what
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