I have received the same e mail today which basically says I owe £400. I borrowed 2-3 times from speed credit but that must have been quite a few years ago. I always paid back on time and definitely owe nothing. Are they just sending these out to everybody that borrowed from them in the hope that people will just pay what they don't owe ?

Yes I have a reciept. I got an e mail from speed credit a couple of hours ago saying the money may take 3 - 5 days to show on my account. Is this right even though I paid into their account over the counter in cash?

Hi I am a new poster and would like some help please. I took out a short term loan of £200 with this company and the due date was the 30th of November. I tried to pay this back the day before via my master card debit card but it came up with an error message about not being a 3d card. I was suprised because I had paid back using this card before with this company (my only previous loan with them). I saw that they allowed me to pay over the counter at Barclays bank which I did in cash on the afternoon of the 30th November. The loan was £200 plus £53 interest which I made the full payment. I also have a reciept and referenced the payment with my mobile phone number. I made the payment to the account number and sort code they stated. Which was 93462382 and sort code 20 50 94. I have since had texts and e mail messages today saying they have rolled the loan over because I haven't paid back and I have until the 14th December to pay £301. What can I do and why do they not phone me to talk about this? I also can't get in touch with them. Any advice would be really appreciated.