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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Ambulanceman

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  1. Ambulanceman
    The solicitor who applied for the AoE has said there has been a mistake made by the Enforcement officer at the court. The AoE was revoked by a district judge but the court took the money and has not written to me. They did not write to me and explain why they did not suspend the AoE. I have no choice but to declare myself bankrupt now due to this.
  2. Ambulanceman
    That will be one Mortgage payment missed, Already showed a budget showing we have £110 left for the month after bills mortgage and travel to work expenses. The court writes to me and states the AoE is revoked as they will re-calculate and then the money is taken out from my salary. I can only think of going bankrupt and miss a mortgage payment or two to get us over this next period is the only choice I have left. ?
  3. Ambulanceman
    An update : I received a letter from the court about 14 days ago that they the court has revoked the AoE. 1. The AoE made on the 14th December 2012 is revoked. 2. The district judge will re-consider the application once the court has recalculated available earnings. 3. The court has made this order of its own initiative you are entitled to apply to have this orderser aside, varied or stayed but must do so in 7 days. I have not heard since but just checked my wage slip and £140 has been deducted with £1 costs. In with this letter is another letter which is nothing to do with me and has a different case number advising someone with a name not mine that an N63 from was issued and sent to this person.........?? Nothing to do with me and must have been slipped in by the court in mistake.
  4. Ambulanceman
    very confusing situation !! I have just found out from the Solicitor acting for the creditor that I was successful in having the AoE suspended. But I never received any information about this from Dartford County Court they just sent a copy of the AoE stating they were going to order my employer to deduct the £140 per month from my salary. God it just seems like these people are creating the problems as if I had not of emailed the solicitor I would have not known the AoE was suspended and would have then been taken back to court in breach - simply for not knowing. How disappointing, the court is creating problems on top of problems one is trying to resolve. ?? question is can I complain about the court administration.
  5. Ambulanceman
    Will do and thanks V much.
  6. Ambulanceman
    I will keep it simple in the letter as I think I will get an hearing and be asked to fully explain my situation. The letter arrived 9 days leaving me 5 days to reply. No reason for not suspending the AoE and no information as to what I can do to appeal the order.
  7. Ambulanceman
    This one obtained a CCJ as I never received the court papers, then got a charging order against the house 6 months ago and now without informing they intended to do so have obtained the AoE. The Court officer would have had the statements and the budget along with the N56 when they considered the request to suspend and the offer of paying £10 per month and add to DMP. I will have the letter posted tomorrow with proof of posting/recorded delivery.
  8. Ambulanceman
    Thanks for posting the information above andyorch - I am going to write a letter tonight but will they listen to us ? I doubt it as they had a budget and a statement from CCCS all up to date and showing we are paying our debts and have done so for 3 years. They can also see from our budget that we have just £110 for 2 adults and four children after we pay our living costs... they did not suspend or inform me why they just sent a copy of the AoE and will take £140. This will destroy this family and that is not a joke!!
  9. Ambulanceman
    I also saw that yesterday andyorch whilst trawling through the net. Thank you very much for posting the information above. I am going to write to the court and send it tomorrow as not much time to seek any legal advice now
  10. Ambulanceman
    Also dated 31st December and only received it today.
  11. Ambulanceman
    I would have also thought that the court should have sent me advice on how to appeal the AoE order ??
  12. Ambulanceman
    Thank you for the prompt reply BRIGADIER I will check back later as on on shift.
  13. Ambulanceman
    56 TOTAL EXPENSES 1860 57 TOTAL INCOME 1970 58 SURPLUS/(DEFICIT) 110 I offered to pay £10 per month and asked for suspension of the order - I told them I work for the finance department and was due for promotion on may when my boss retires. Does anyone know if I need a form to ask the court to change the order - I can give them the budget which I made with a debt charity showing I have just £110 are mortgage payments work travel and basic living costs. ?
  14. Ambulanceman
    Just received a copy of the attachment of earnings which has been sent to my employer instructing them they must deduct £140 per month from my salary. This will mean we cannot afford to keep up with the DMP we have with CCCS whos statement I gave in to the court along with a budget which shows we do not have £140 dispsoible income. I got the paper work in on time wrote a letter explaining the situation and gave them details of our creditors. I asked them to suspend the attachments and that I would pay £10 per month. Now I cannot even afford to get to work !! These people just ruin lives ... Dartford County court are just evil and I say that and mean it. How can I stop this ?
  15. Ambulanceman
    I have worked on getting the income and expenditure calculation together and written an Email to CCCS explaining the position. I guess I will hear from them tomorrow in which case I will update this thread. Many thanks Brigadier.

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