I must admit that I am relying on them as I don't have a schedule of payments. As you had said 'What the bank should do is calculate all the premiums plus interest, then deduct the rebate figure from the total and provide you with a refund of the balance.' this is what they have done.

I have just been told that I have got compensation due to me from Egg for loan and credit card which is great news. However on it it says that due to PPI being cancelled or being included as part of the settlement figure when I finished the loan early they said they had given me a rebate already. I don;t remember them doing this but obviously I would have needed a final amount to owe when settling it early. However can you claim PPI on a rebate or is the figure they have now given me the final figure.