dajulo
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Everything posted by dajulo
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Here are the claim papers It is still in JPEG, just looking into converting to PDF dajola claim.pdf
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This is HSBC defence, I am not sure this is going to upload , the PC I am using is very old with hardly any software edited documents forum - bank docs.pdf
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Hi I am about to start scanning, sheet by sheet The amount is only £3000.00 plus interest The FOS could not intervene as I complained to them two days to late and HSBC refused to let them reinvestigate this claim, the hearing date is very soon, I need to send a statement of evidence to the judge very soon so he can have this before the application hearing The FOS is looking at the other mis selling Is there somewhere private I can leave my telephone number?? The six years they are looking at is from the date the breach " accrument of action" beganwhich can be argued Kind regards
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Thankyou for your advice I will upload tomorrow, I think I might have an old scanner in the cupboard so it might be tonight
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I can go to my old work tomorrow and upload all the pages, would I be able to e-mail them over??
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Sorry I forgot to mention I do not have a scanner and I was made redundant last month so am unable to upload the documents I can type their defence it it helps, but nearly every point they mention statue barred, they are the ones they gave me the run around iniatallyy thus delaying my court action, of which I have proof of their apologies , the delay standard letters
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Hi The Judicial review does not apply to County Court Action, I would have preferred to go the FOS however HSBC would only allow the FOS to look at one policy even though they were sold to me at the same time My claim is I believe geniune The only real argument of theirs is that I complained to HSBC in 2008, therefore that are stating that the under the time limitation Act 1980 I am over the three years and as I was sold the policies in 2000 under the time limimation Act 1980 I am over the six years when the breach happened. I feel so down as the FOS could not help they tried but again HSBC seem to have the upper hand, I have looked at statue barred PPi claims going to court and it seems hit or miss if the judge upholds the banks defence
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Their defence is lengthy with every point quoting the time limitation Act 1980 First point of their defence was The claimant suffered damage on **** 200 and as more than six years have expired since that date his claim is statue barred by s 2 of the Act which gives a claimant six years to bring a claim. The Banks case is that it is not arguable that the damage accrues on the date each payment was made]]However even the last payment in 2005 is statue barred as it too was made six years before the claim was issued That is just their first defence it goes on and on!! I have been pursuing this since 2008 and even after a judgement awarded against them as they did not defend it seems a joke that they again are playing their mind games!! Your thoughts would be appreciated as I will have to argue each of their points at the application hearing very soon
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briefly Took two policies in 2000 lapsed 2005 with HSBC FOS are handling one the other HSBC would not let them take on In 2008 HSBC FA told me that the policies would not have paid out as I had gone from Self employed to a company Director, wrote and complained to HSBC In June of this year started court proceeding HSBC filed an acknowledgement of service but did not defend therefore a CCJ by default was awarded they have now filed a N244 - court date looms
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Hi Has anyone managed to get a CCJ against a bank for mis-selling of PPI, I have recently however they have now filed a N244 as it is statue barred
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