I ordered another item along with this that got delivered on time. So could I still ask for a charge back?

it was maestro

online using my debit card

Hi, I am in the same predicament at the moment- ordered a bed for my daughter 8wks ago,should of been delived 3 days after. been emailing them evey week and complaing but been eiher fobbed off or ignored. I recieved an email 3 days ago saying the bed was out of stock would I please choose another. I emailed them back saying I was never ordering again and that they basically insulted me by even suggesting i would order from them again and that I wanted a full refund immediately and that I was going to take my complaint further. Still havent been refunded. How do I complain further and who with please?

and I thought they was been nice.lol. Where do I go from here?

Hi, Defaulted on pde and they sent the following email- We would like to inform you that we are willing to accept a proposal for a repayment plan arrangement. Interest and charges will be frozen on the account while the repayment plan remains active. A repayment plan does not vary or release you from the terms and conditions of the signed loan agreement, so if you fail to comply with the terms of repayment plan we have the right to obtain payment of the full amount outstanding together with accrued interest and charges from any of the debit cards that you have supplied to us. At 90 days past the original due date whether an agreed repayment plan is in existence or not we will register a default on your records with credit reference agencies. Regards, Payday Express what do I do now? does this mean I have 90 days from now to pay my loan, or from when I got it- about 63 days ago? Do I need to email them back saying I agree to this xxx amount per month or wait for them to give me a agreed amount? Thanks

thank you. luckily when I set up this loan I gave them my old bank detais so I do not have any income going in whatsoever. But when its due I transfer cash from my other account into this. How much should I transfer in as I cannot afford to keep rolling over?

I am juggling 4 PDL at the moment and trying to arrange a repayment plan for each. I was going to cancel my bank card but realised since last month my card expired and was sent a new card with a different valid and exp date and sec code. but some details remain the same- long card number, sort and account code. Would they still be able to take money outta this account as and when they like please?

I am in a bit of a mess with a few pdl. I have asked each 1 for a repayment plan...and as most of the post show PDE are being very difficult. I gave them 2 options- £130 a month as a repayment off my existing loan and not as a roll over fee- as this is what I have been paying to rollover the loan for the last few months. £50 a month untill we can come to an arrange as a 'goodwill gesture' They have not replied. The loan is due out of my bank tomorrow, what should I do- leave £50 in leave £130 hoping theyre not going to use it as a rollover fee. I have not defaulted on any PDL as yet.