hi there; i know most pple out there are quite experienced in these sort of matters. i need some advice please. i had insured my car with Auto direct and last month i got a letter that i need to pay extra to my premiums because i made a claim. i have not made any claim whatsoever. when i phoned them, they said that i had an accident and the other vehicle is making a claim against me. i did not have any accident and to make it worst they've cancelled my insurance and they are threatening to take me to court for not wanting to pay the extra premium plus admin costs. any advice will be very much appreciated