Does anyone know any loan companys that only use equifax for there credit checks please? Thanks in advance

so wud I hav 2 join experian and the other cra's individually and ask them 2 remove the default? It was no fault of my own

How cum equifax can remove the default but the rest will not?

I had a default removed by equifax. Will al cra remove the default?

Quick question. I just had a default removed from my equifax credit report. Will it be removed from experian, credit expert etc credit reports too?

Thanks dx I`ll give that a try and let you know how I get on. Thanks very much for all your help

Thanks dx I`ll not call them again. I had a catalouge with littlewoods that started early 2005. I had insurance incase of injury, made redundant etc. I was up to date with payments until I broke my collarbone and couldnt make my payments. I was told that I had to pay my next payment as my insurance did not cover the 1st 6 weeks. I was unable to make a payment. I then never recieved a bill for the next 2-3 years until I recieved 1 demanding the whole amount. I explained I could not afford this and never heard anything again until I checked my credit report and I had a default from lowell portfolio for the sum of £479. I think the orginal ammount was roughly £250. I was told today by scotcall that my last payment was on the 30/07/05 but it says on my credit report 30/10/08. This is surely illegal? Can I have the default removed since its been over 6 years since the original date of default? How would I go about gettin this removed?

I need some information please, I have a default on my credit report from a dca called lowell portfolio who i called and have since passed the debt on to another dca called scotcall although lowell portfolio is still on my credit file. The original creditor was shop direct. The default date on my credit file is 30/10/08 but when i phoned scotcall they told me the last payment was 30/07/05. Should the default date not be at the most 6 months after the last payment date? If so that would be over 6 years since the default date and so it should be removed from my credit report?