Well this Thursday I have my 13 week interview with the jobcentreadvisor, so for sure I am going to ask for courses because I need more skilland qualifications. Thank you for your time.

Times have changed after 10 years in a job then going on toJSA I can see the difference. They now want you to fill every job you have applied for properly,even give them contact number so they can follow up to make sure you are jobsearching.

Right i see the but from what i understand it runs out so i dont know whats going to happen. thank for the insight MAZ

its i cant get my bluetooth on my laptop to work, Why is that? Also my bluetooth dont pair i dont understand how it works.

well i think its about £5000 for 2 years thats i payed my I.N

JSA INTERVIEW 13 WEEKS Also due to me leaving work and being unemployed it made me fell unhappy and signing on JSA you’re meant to go look for work. I on the other hand have not been filling the "Looking for work book" in but just simply righting things down; I know it wrong but the state of mind I am in does not help i.e no job after 10 years 80% cut in income every month all builds up. On top of that I thought let me do something about it, so signed up to a course costing £7000 over 3 years. That’s when I discovered ConsumerActionGroup on the net and reading the forums I discovered it was a [problem]. With some very friendly advice I managed to send a letter to cancel within 7 days. So that’s was another down fall back to square one. I am totally not ready to show the advisor anything as I haven’t applied anywhere. I need courses to better myself, training any advice what I can do because I don’t want to be investigated and time is short. What i can say to the adviser? What to put down on the book?

Hi I am writing this because I need some help and guidance for my next move. I was in a job for 10years and now am unemployed as I had to resign so that I would not be dismissed from my job and have a bad record when an employer ask for a reference. I am now if I am right by next week into my 13th week of signing on and receiving JAS starting on the end of February. So I have a personal advisor to see next week around 22nd to 24th May 2012. The rates I am getting from February are £67.50 a week From April 2012 it was £71.00 a week. I am paid Class 1 National Insurance Contribution which runs out on 15th Aug 2012. I really have no idea how they worked this out can anyone shed some light on this for me please and in a very very simple way????

No i have not made a dissision as of yet but am keeping my options open. might need to lower my tarric but thats not going to help. Other option to pay my contract right out.

Hi I can't seem to pair my ipone4S with my laptop Also I have had that problem Before. An anybody help Please

Thanks Leefor you call today, I now your hands are tied so there is not much that couldbe done really. Stillhave not made my mind up but if I do I will let you now. I haveread a lot of bad stories about Vodaphone, buy hay at lest they got this partright. ImpressedLee at the speedy reply. Good workmatey... KindRegards Maz

Thats what you call a deal wish i did know about this lol. Check it...... All-you-can-eat data 2,000 minutes 5,000 Three-to-Three minutes. 5,000 texts 24 months £34 a month. £49 upfront cost

Thank you for your advice Lee managed to get in touch with me but I appreciate your help thank you.

Hi Lee this is my confirmation code hope to speak and resolve this matter soon. Re: WRT135-CAG [#9082164] Many thank

Hirenegadeimp, I’ve posted it off today so let’s see what they say to me, I also got a letter from them saying the amounts £4....p was due on..... May 2012 has failed to clear. Despite repeated attempts to contact you by phone and SMS we have been unable too btain a payment etc....... We are also in the process of contacting your guarantor.............. About the arrears. Logging on www.flm........And make a payment immediately. Also you said CCA what is that???

Yes your right but i also have heared Three have very bad signal problems to well said CCMRob12..... Ok back to my point whats can i do and where ar the Vodaphone reps that are meant to pick up on commplaints???

I now T mobile and 3G have unlimited access to surf the net because I now two people with that but only because they now insiders lol. Also PAYG customers on GiffGaff get unlimited access to Internet. It's to much money ad truey I can't afford it as I'm now on JSA after 10 years in work. I've upgraded allready but need more Internet. If there is a Vodaphone rep please get in touch to help me resolve this issue I have. Surely you dont want to lose a customer on a high rate £46 line rental, with insurance £58 just because you could not give me more Internet allowance.

No my bill comes to £125 when I 1st took the contract first. But I learnt to use it properly now lol. I wrote a detailed expiation below of what's going on.

Not always at the beginning of my contract till I learned to use it properly. I wrote another post below which explained In much more detail what I'm on about lol

Hi I took a Vodaphone contract out from Car phone warehouse in June 2011 it’s a 24month contract. I got with it for free an iPhone 4 and I had insurance for the first 30day for free with carphone warehouse. I cancelled that insurance and join vodaphone insurance, that way my bill come out in one go. I did lose my phone twice but they got replaced for £25 access charge. The second time I lost my phone I got a I phone 4s because the I phone 4 was out of stock lol..... I have a 24month contract which ends on 18th April 2013. I get for £40 +vat line rental 900 minutes, Unlimited texts, 750MB mobile internet, Vodafone Data Traveller and 1GB BT Openzone Wi-Fi (Y3 24IP 900MUTX 750MB WF E) + Vodafone Insurance = £52.00 This is without added extra charges (gone over internet allowance or calls) This amountwas never enough as I kept getting massive bills and simple can’t afford it. So they suggested upgrade so I did. now my line rentalis £46 + vat 1200 minutes, Unlimited texts, 750MB mobile internet, Vodafone Data Traveler and 2GBBT Openzone Wi-Fi. + Vodafone Insurance =£58.00 excluding extra charging. I’ve had toupgrade because the minutes was not enough and I now have 1200mins anytime any network. But I need more internet allowance as I’m always on the move and need connection. I’m notsatisfied with this contract, what I would like is..... Unlimited internet Unlimited texts And 1200mins How to resolve this issue without having to leave Vodaphone??? I have 12 month left in to this contract to buy out would cost me £470.

Not happy with vodaphone at all bill to high always go over my Internet allowance even up graded that don't help. Bills £120 a month when I joined now I have better control but still had to pay £5 a month more to get only 300mins. But what about my Internet I need more. What shall I do? Any ideas please???

well thank once again ome morning im going to post this als they habe charged my Gartor allready.

Finally this is my version edited aswell. NAME : ADDRESS: FLM Quick HaymarketLending Ltd. Walton House, 56-58 Richmond Hill, Bournemouth, BH2 6EX. DATE Dear Sirs Re: Agreement:REFERENCE NUMBER I require that you send me within the next 12 working daysthe following information, pursuant to Section 77 of the Consumer Credit Act1974: A copy of my original loan agreement along with a breakdown of the total sumpaid under the agreement to date and the total sum which is left to be paid. I require that you advise me of the outstanding amount I would berequired to pay, should I wish to redeem the loan I have with your firm now. As well as this figure I require a redemptionstatement showing how the redemptionfigure is made up. I require you to send me any and all other data held by FLM Quick,Haymarket Lending Ltd holds on me pursuant to S7 of the Data Protection Act1998." Yours sincerely, NAME

I also just now found this template which one would you say is better? lol. The Loan Company Company House, Church Street, Newtown, Kent, R1 7HG Date Dear Sir/Madam Re:− Account/Reference Number 1234567890 I do not acknowledge any debt to your company or its clients. (delete this line if you are not disputing the debt) With reference to the above agreement, I require you to supply the following documentation before I will correspond with you further on this matter. 1. You must supply me with a true copy of the alleged agreement you refer to. This is my right under your obligation to supply a copy of the agreement, under the legislation contained within s.78 (1) Consumer Credit Act 1974. 2. A full statement of account. 3. A signed true copy of the deed of assignment of the above referenced agreement that you allege exists. 4. A copy of any other documents referred to in the agreement. I understand that under the Consumer Credit Act 1974 (Sections 77−79), I are entitled to receive a copy of our credit agreement on request. I enclose a payment of £1.00 which represents the fee payable under the Consumer Credit Act. Please note that under no circumstances should this payment be set aside any alleged debt. If you are unable to supply the documentation requested, this fee should be returned. I understand a copy of our credit agreement should be supplied within 12 working days. I understand that under the Consumer Credit Act creditors are unable to enforce an agreement if they fail to comply with a request for a copy of the agreement under these sections of the Act. I look forward to hearing from you. Yours faithfully Mr A N Other

MY NAME : ADDRESS: FLM Quick HaymarketLending Ltd. Walton House, 56-58 Richmond Hill, Bournemouth, BH2 6EX. DATE Dear Sirs Re: Agreement:REFERENCE NUMBER I would be grateful if you could, within the next 12 working days, provide mewith the following information, pursuant to Section 77 of the Consumer CreditAct 1974: A copy of my original loan agreement along with a breakdown of the total sumpaid under the agreement to date and the total sum which is left to be paid. I would be grateful if you could also advise me of the outstanding amount Iwould be required to pay, should I wish to redeem the loan I have with yourfirm now. As well as this figure, please also send me a redemption statementshowing how the redemption figure is made up. Finally, I would be grateful if you could also send me any other data held byFLM QUICK, Haymarket Lending Ltd pursuant to S7 ofthe Data Protection Act 1998. Yours sincerely, NAME Hope the address is right if not can you send it to me,i have not yep printed it out only added my details once its checked i will then print and send it. Hope this helps other to.

Can i post you the letter for the breakdown ive requested from them, see what you think,but i will exclude my details.