Hi All. I'm wanting to sell my house as I am moving overseas in the next 2 or 3 months but have a few problems with debt and negative equity. I have 3 charges on my property as well as my mortgage. Any offers I will get for my house will not cover the mortgage repayment and these charges as well. What are my options? Will the companies that have charging orders block the sale if they aren't going to receive what they are owed? Are they likely to accept a reduced amount as a full and final settlement offer before I sell?

Thanks for your replies. Stupidly I ignored the debt - was out of work for a while and couldn't afford to pay it. Still catching up with mortgage arrears now, so they are taking priority atm. Wouldn't I have heard something from the courts first saying this debt had been transferred to high court from county? Should I call and offer to pay monthly? And how come the debt has risen by £400? Can they do that? There is no breakdown of how the costs were added, just a new higher figure.

The letter doesn't state the CCJ number, it doesn't have a writ of Fi Fa number from the high court. It came in a plain envelope with a red stamp on the front with their company name on it (High Court Enforcement Group) and URGENT Mr {my name}

Nothing anywhere on the letter stating Form No

Can't see a Form No. There is a reference number at the top left.

Hi all. I got a phone call today from a bailiff while I was at work telling me that he had left a letter for me regarding a debt and it needed paying off urgently. This debt was originally for £763.87 and was owed to E.ON energy. This went to County Court and the court fees of £60 pushed it up to £823.87. This was back in December last year and was the last I heard of it until today. The letter I received today states the amount owed is now £1267.53 and the bailiff will call again ASAP to remove goods even in my absence. I'm pretty sure they can't do this from reading posts on here. At this moment in time I do not have the money to pay this off in full, however I could probably pay in installments. The letter is from a Mr R Walker, on behalf of High Court Enforcement Michael Anderson. What are my options with regards to this? Thanks