I have a payday loan with wonga of 900. I have lost my job and me and my partner have split so realisticly I cant afford to pay it back in full straight away. My loan is not due for a couple of weeks so i phoned wonga and told them my situation. They told me there is nothing they can do until my loan goes into arrears. Is this true? As soon as my loan goes into arrears i can start paying off the debt asap. Also is it to good to be true that they said theyl set up a payment plan once it goes into arrears?>

I had one with payday uk and lost my job last week. I explained everything to them and they had no problem in setting a payment plan for 20 a week. I think it all depends on who you get on the phone to arrange the plan. some people just like to be difficult!

I'm also having a major problem. I have a loan with them of 500 (in total thats including interest) I lost my job last week and ive been desperately trying to find the money and can't. Has anyone got a payment plan or anything from them?