me too!!! have the same poc

Smootound CCA it's unenforceable because they sent you application form and NOT your agreement you signed

Hi Jasper/anyone i am still waiting for these 2 requests under CPR i should ask for? thanks

Hi, question - Do you sign CRP Part 18 request??? thanks

I am in the same situation with you (IND court claim with the same POC) http://www.consumeractiongroup.co.uk/forum/showthread.php?336375-Court-claim-received-Please-help I have sent them CCA a week ago but not heard from them. I am now thinking CPR13 good luck

Jasper can you please get back to me when you have time of course - thanks

thank you do you mind send me your CPR letter to them? i have the same poc and want to check if i miss out somehting - thanks

can you please tell me where to find the scan letter you mentioned - thanks

Hi Kasier - we can go through this together and compare note I have sent CCA on Monday - If not hear back by monday next week i will send CPR 31.14 . Hope they get back to me and this can be sort out without going to court as i am getting really tired with this!!!

are you dealing with ind too? did you get the files you want?

Hi Jasper it the letter they sent to me before the court paper saying that i can request info but they charge £10 admin fees.

thanks guys i will write CCA request to IND (tho they want £10 !!!). PS i have already sent £10 admins fee when i sent CCA request to their solicitor, now i guess i dont have to pay another £10 - should i just mention in letter to IND that i have paid their solicitor already? thanks

Hi Jasper - the claimant is IND ltd. I received letter from IND first week of Jan 12 - they said lloyds has assinged them the outstandings balance for this credit card effective 07 2011 and they demand money to be paid in full. There is attached letter (photo copy) from Llodys dated same with other saying llodys has assinged this matter to Ind and another letter saying if i dont pay by 22 they will issue the court claim so basically i received 1 post from IND before court claim

thanks Mike! I have just sent out letter request info under section 7(1) of the data protection act 1998 yesterday so should i wait a bit to send out CPR requests or do it now!? I dont know much about PPI i just simply stopped using card (the marrige brokdown so i just left things behind when i moved out). I feel so useless I have been reading other cases etc and yes i would defend there is no way i owe that much money to them. They also did not send me proof or any statements, anything etc just that here the credit card number and this is how much you owe us and pay now! so depress

sorry you mean the issue date - it is 25 jan 2012

Hi Mike thank you for your comment. It said ... credit card account number xxxxxxxxxxxx balance of 5,xxx as of 2/07 . Yes it was from Northampton Court. They said they was assigned by llodys on 07/2011 thanks

... forgot to mention that i've sent a letter (request info under section 7(1) of the data protection act 1998) to their solicitor for them to provide me information/ documents about this credit card (under . I sent it by record delivery yesterday and i will send back respond form tomorrow. Is there anything else i should do now? - thanks

Hi i was referred here by a member of another site for help. I used to have a bank account and credit card with llodys tsb but stopped using it since begining of 2006 (without formally closing account and cancel card) and moved out of that address in April 2006. For these time i did not hear from lloyds or any other agency re: these account and card then beging of Jan 12 got letter from DCA claiming that i owe lloyds credit card for over £5000 and if i dont pay in full by 22 jan they will issue court claim which they did! I was in shocked!!! can someone please help me how to go about and defence myself please i am so worry and i have been trying to get help but i am not getting anywhere and i need to send out defence/respond form by Monday. and here what is say in the Particulars of claim: 'the claimant is the assignee of a debt(s) from lloyds tsb bank plc. Notice of assignment was provided to the defendant by the claimant in writing. Despite demand for payment the assigned debt(s) remains due. The claimant complied with section III and IV and annex B of the PD Pre-action conduct. and the claimant claims: credit card account number xxxxxxxxxxxx balance of 5,xxx as of x/x/07 interest under s69 of the county court act 1984 at the rate of 8% a year from x/x/07to x/x/12 of 2,xxx and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of 1.15 and cost. thank you so much