I have all of his strange emails, including several sent after the court proceedings where he tries to come to a private arrangment with me (is this abuse of process?) . I have all my bank statements showing the payments made. I have the email from Twitter when the weirdo tried to follow me.

Also, for my peace of mind, i wondered if anyone could help me: if the absolute worst happened and the judge ordered that i have to pay him 2.5k, how would that work? Would the court asses my income/expenditure to reach a repayment plan? Or do they just order that it needs to be paid? I have no assets, and am in a DMP. I'm just concerned that if the very worst happens and the judge orders against me, i won't be able to continue that DMP with my other creditors and that would mean bankruptcy. He seems to think that he can force bankruptcy and charge me 750 for the pleasure and still somehow get his money back. This is surely not possible if i have no assets, no savings, or anything?!

I spoke to the Court this morning. It was struck out in error because an admin person "put it on the wrong list". If i want to change the date, i have to make an application to the judge. She said it would be "unlikely" that the date would be changed. To be honest, i think it is just easier to proceed with the original date.

He will pay it - if it's got this far, why wouldn't he! I don't really know why he thinks he's got such a strong case; I've repaid over 3 times the amount borrowed, he's claiming a further 10 x the loan amount on the basis that i haven't paid anything at all! Can anyone help me with how i would claim for costs if the judgment is against him? I'm sick of all this unecessary stress, having to rearrange my work schedule to accommodate the court date (twice), having to spend my evenings trawling through the endless mindless twoddle this cretin (IMO) sends me.

It says "The above mentioned claim was struck out in error, therefore the hearing on X X will take place as per order dated 20thFeb 2012. A hearing fee of 165 is payable by 3rd of May from Claimant, please see amended order@ I think i will call the court on Monday and see what the situation is. The thing is, I think that they would probably let me reschedule because of the error. Buut i don't know if i want this hanging over my head any longer. I would rather just get it finalised on the date in a couple of weeks. I just don't understand how a case can accidently be struck out!!!!

I'll be ok once i get into the right mindset again!

I've already submitted everything to the OFT but i will write a follow-up on Monday. I know i'll be ok but cant bare all the back and forth! I thought it was a bit too good to be true.

I have to file all the documents by Thursday!! And i have a work committment on the hearing date now. This sucks. Back to square 1...

Another twist in the story: Got a letter frrom the court this morning saying that the claim had been "struck out in error" and the case was still going to be heard on original date (2 weeks away). Argggggggggggggggggggggghhhh.

i blocked him immediately. But i have the email notification from Twitter.

he started following me on Twitter the other day. CREEPY

Amazing isn't it!!! I like the one on the other Twitter where he messages Bob Saget to say he thinks they look alike.

He seems to send these emails saying "we are trying hard to reach a mutually agreeable arrangement" all the time. I think he has read somewhere that the creditor has to make best efforts to reach a mutually agreeable solution before court action. SO i think that is what he is trying to show. Which is all well and good but he is generally asking for sums 10 x the amount of the original loan figure. And is totally unmovable when you speak with him.

@doshloanscom too

By looking at his Twitter, looks like he's getting a bit worried about the OFT investigation!!!

What does that mean, 42man?

Anita, can you post the email up?

I think it might be worth putting the complaint in to Hart. He probably won't respond, but it will mean that OFT will have to address it if he does not respond or give an adequate explanation.

Yep. He said that to me too. It's NOT true. Someone on here with more knowledge than me will be able to advise you what to do, but i think you need to contest Hart's figure.

Anita, can i just clarify -did you go to a hearing originally? I'm so suprised that a court ordered you to pay back that whole amount! Did you say that you owed the increased amount or did you contest it? I really would try and go forthat rehearing if you can.

No nohing on there LaughingGirl!!! It's not the vino. If Hart had called my work, i think i would havebeen tempted to call the police. I'm really suprised that the judge in this case has awarded judgment in Hart's favour.

There is some good information about Attachment of Earnings orders to be found here:http://www.payplan.com/debt-library/court-orders-attachment-of-earnings.php

When you say it "went through the courts" do you mean Hart got a judgment to make you pay 20 per month? As in a judge actually ordered you to repay this money, rather than you setting up a private arrangementwith Andrew?

Yep! 2 in a week. Woohooo

Thanks everyone. I sent the OFT stuff off last night.