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pinkgems1000

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About pinkgems1000

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  1. Hello I am having some issues with 247 moneybox. They used to have a live chat where you could chat to someone - does anyone know what the address is ? I can't seem to find it. I have tried to contact them by email but no reply. Any ideas as what I can do next. Thanks Gem
  2. its is an old savings account with no money and I thought I could transfer the money every month
  3. GREAT NEWS QQ have just emailed me a payemnt plan for months for £54.00 am month Finally something I can afford and its only taken just over a year
  4. I have been unsuccessful so far with setting up an agreed arrangement
  5. Its ok, I reply to every email and I know what QQ number is so I just ignore it. They have not called me at all today just 2 generic emails
  6. I will be glad when it is all done and paid with. I have certainly learnt my lesson and I can't believe it all started because I wanted to go out that weekend and it just stemmed from there. I know it takes up over half my monthly salary but in a few months the nightmare will be over
  7. I totally agree that I have probably been screwed especially by payday overdraft, minicredit and a few others but I was so worried that they were going to come to my house or take me to court. I wish I knew then what I know now. The only good thing is that only a couple more months and at least half of these loans will be clear
  8. Hello, I am hoping to move out from my parents soon as I would like my own space. I do not have very good credit I believe my credit score is about 430. I have 6 defaults on my file dating 2010. Originally I was think about renting but a couple of friends at work tell me I would be better off buying. Can someone tell what is the likely chances of me getting a mortgage? Can anyone recommend any mortgage companies? How much will I need in savings. I have been looking at studios as it will be only me and they range £110-£120k Thanks PK
  9. My payday loans are: Fancyapayday - £60 a month Capital Finance One - £6 a month Quick Quid Wonga - £120 a month Monkey Dosh - £40 a month Minicredit - £50 a month ( now with Fredpay ) Pounds Till Payday - £40 a month ( now with clarity ) Payday overdraft - £82 a month If I am honest I can't remember what the original loan amounts were. All I know what my current balance is for each payday loan and what my repayment is every month. These payday loans were taken out in late 2010 and early 2011. The majority of the loans will be paid in full by April 2013.
  10. Thanks for your advice. I don't answer when they ring me numerous times throughout the day but everyday they email I just state I can only afford £50 a month which I think is reasonable.
  11. Hello, I have had a number of payday loans in the past year or so which I am paying off on a monthly basis, acouple of which are nearly all paid off. I took a loan with QQ and I owe just over £1200.00. This loan is from 2011. I have tried on numerus occasions to set up an arrangement but we could not agreed on anything. At the moment I have a plan in place where I pay £150 a month and I informed them at the time that this will be a stretch for me and I will do my best. I was unable to make this payment as my hours were reduced at work. I have tried to negioate a f
  12. Did you ever receive a welcome letter with wonga?
  13. Do you remember what the welcome letter said? Did it give details of the loan?
  14. Thanks for replying, do you remember how long it took for you to receive this letter?
  15. Sorry to interupt your thread, did you ever receivea welcome letter from wonga?
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