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Pres22

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  1. I can understand its down to the defendant. But surely someone/judge gives a verdict. And that verdict must say if a criminal record has been issued?
  2. HSBC are going to start closing lots of UK branches anyway I read last week. Not so much the worlds local bank anymore.
  3. Surely legally they have to contact you in person before baliffs get involved.
  4. Seems an interesting point at the end re criminal record - surely the courts advise when they issue the fine and verdict ?
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