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philmycoke

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Everything posted by philmycoke

  1. if you just shutup and let others respond it would be nice.
  2. its bigots like you make it difficult for people like me. it is people like you who make it hard for people seeking help. it is people like you who put off abused victims or other types of victims from seeking help. if someone wants to help please do so. if not fine. however dont listen this bigot at all. i cant explain everything! most vital points of why are personal? and not helpful to te question. i will wait for few days then seek help else where. too many forums are toxic environments.
  3. people not responding, do u know anything?
  4. Hello. Right now my “family” property is almost sold. As my brother did not leave a will, whole of the property is under my sister in law's name. She has promised and said it in many occasions that she will give me my share. My share is 50% however many years before my brother cheated me out of it. Since then no action was taken to put my name back in the house. I want her to write a note, letter saying “ I will give Ali his share, 50% from the sale proceedings.” if she does not agree, then legal action needs to be taken. As we have a buyer already I need to act quick. Please advise me on how I can stop the sale. Just some background information. My mother left me her share of the property. I was asked to go pay the solicitors fees and thats all I did. Many years later I found out my name was never inserted into anything and my brother owned the house. I have been living in the house since 1990. We did not take any legal action for many reasons. Now my brother has died without a will. My main issues is either to get something in writing, if she refuses to stop the sale of the house and then see what follows. Ali
  5. Hi guys, my friend has received a final reminder to a speeding ticket. Issue is he has 9 points already and done the one of course. He is a pco taxi driver. If he gets 3 more points, he will lose the licence and unable to work. Is there any ways of not losing his licence? One thing to keep in mind please is a lot of taxi drivers are getting fines and they are posting new speed limits on older higher speed limit roads and people being caught out. I will not justify him being caught speeding 5 times. However I am sure there is something we can do so he can continue to feed 5 mouths and pay the bills. Final reminder date is the 27/07/2023 since then no communication. He was away from the country from June to sept 18th. Please kindly advise.
  6. hi guys. my previous issue with newlyn is on a monthly payment plan. this is what they sent me for this years council tax. i have not got any communication form anyone regaeding this. so all of this is out of the blue. i tried to call the number and apprently it is closed until monday. please SEE attachment, is this a court order, aka force entry and take my items or is it one of the fake, aggressive letters they send and give. it was posted. no knock on the door. when you get something like this it is always scary. good news is i will be in a job asap hopefully in few weeks so i can forget the 15 months of hell. thanks 20230902_134649.pdf
  7. no car, it was a rental when i had my pco licence. now i will apply for new one.
  8. enforcement agent had a cam, vest and very aggressive. the letter he gave me has a 24 hour removal notice on it. the letter itself talk about "full payment now required" and your goods maybe removed if you do not make payment. "i have attended today with the intention of "taking control of your goods" etc. i spoke to step change asap. now i got breathing space, i called him. he goes i know all about that, you need to pay. i dont know what to do now. breathing space begins tomorrow
  9. jsut got on breathing space for all my debts. fantastic. thats all i needed.
  10. After the last help i got. i had a payment plan in place for £100. they were supposed to call me or text me day before another £100 to setup a re-ocurrying payment on my card. by mistake i threw away their contact details. i was waiting and no text message from them. this morning mr foster from newlyn bailiffs came and said i have to pay the full amount as i have defaulted on the payment. i told him all i can afford is the £100. he kept insisting and then told me, to call him and gave me his number on a letter. All i can afford is the £100. i showed him my phone and there is no text message from them. please help asap. As hes saying they going to come back and take items from the house.
  11. everyone is so awesome on here. wow. thank you all, on all my posts.
  12. notice of enforcement date is 18th april pay or arrangement date is 5th of may. what i need is end of may or beginning of june to find funds or set up arrangement. that is all i need. now that my repossession date is cancelled do i inform them of this? how can i buy more time. do i inform them the property is up for sale? i will know by end of may if i can pay them or not.
  13. GREAT NEWS!!!!! Although i was little too ill however i managed to speak with the solicitors and they went back to the bank and the court date has been cancelled. i did have sign of covid anyhow for the last few days i went down under. i got a smile on the face and my body is dead. body is burning and eyes are half closed. cant taste anything. so awesome work guys. my main talking points were. due to the lack of communication i could not get breathing space, contact lawyers, do research, get help and arrange funds. also the wrong post code means i did not have the letters. the agent, solicitor was so nice. now the case is back with the sensitive team, they will contact me. now i got notice of enforcement for council tax. i will go to that forum now.
  14. this is so sick. prior to 19th april i got 0 communication regarding all this. how can this be? i have emailed the solicitors on 19th and they have not responded either. this is becoming a joke. how can they do all this. letter is dated from court on feb 23rd. i get it on 19th april. this means i should of had at least 4 to 6 letters or messages or calls at least? they just taking the micky.
  15. yes i can print out documents. Also shall i not do it online, by logging in, i think i can do it online. do know about breathing space? if so do i just call one of these charities? and its done or is it more complicated. i will contact shelter. i can not write very well, so therefore i prefer to do it on line.
  16. i will make calls tomorrow. when i know the procedure i will update here.
  17. yes. i have that. contract, its up on their website. i am not sure about other sites. thats what i have been told, it was a quick message. its on sale for sure.
  18. this is what makes me angry. i have 0 letters emails or calls from bank or solicitors regarding this repossession. now i have nothing in ways of income. as for family, i could ask. not sure if they will say yes. i have been told now, the house is up for sale. not sure if the sale is coming in next 20 days. however its up for sale. i am not upset about it, its about time. in may it all happens. licence will come, or funds will come. i need to make a decsion quick. all i want is a delay in hearing right now. funds are there, how long, we gota get in the queue get them cleared and transfered.
  19. i have another thought, i cant think at all right now to be honest. 1. if the court gives them what ever they want which is possession, how long is that? or is it straight away? 2. i can appeal? if so is that expensive and how long is that? 3. if i get the funds at any time until the repression date, i keep the house?
  20. so me getting 0 communication from the bank about solicitors or any contact from solicitors does not account. as i have had zero from them. also i only have now 2 weeks to sort things out. this cant be right. pco taxi licence people are government department. they give no guarantee. i asked them to write something for the bank. they said no. as for funds are not in my account as i am here, funds are in 3rd party account. and if i can get documentation it will not be in English. this can not be right i have been given 2 weeks to enter a defence plea.
  21. Many thanks. 1. there is no suspended order. the uploaded image is the letter with the pack i got. rest of it is paperwork for "defence" i must send back to the courts. i have had 0 communication apart from this. as stated i only got it on the 19th of april, date is 23 feb on the letter. 2. i have not responded. i came here first. 3. if i can suspend the date, forward the date, then the money i have over seas which i was going to use to buy own pco taxi car, i can use it to pay of the arrears. if they can accept a plan even better. 4. taxi licence has been applied for, as its a new application it takes time. especially since they introduced the new seru tests. ONLY mistake i have made is the following. i sent the email below to 4 of there departments. they have not responded. tlt are the solicitors. let me copy and paste. Dear sir or madam, I am not happy, the reason why I am not happy is that I have received court documents for the hearing on 9th of may, from a letter dated 23 February, this morning. The post code on the letter is wrong and is about 6 miles away. So therefore brainstorming with the bank and stepchange we can only assume it got delivered to the wrong address and then someone posted it. Or it is a late delivery from the royal mail. I am currently in isolation and have some symptoms of Covid I am not sure as they are mild this time. However when the check was done I was positive, I was told. Now issue is. I have zero time to prepare for all this. I am not sure what I have to do, who to talk to and what I need to stop any court action. I am 42 and this is a once a in a life time situation. I lose the house. My life ends. If the only way I can end this is me paying off the arrears then I would need some time to get transferred over from Pakistan. The central bank clearance time frame is 4 to 6 weeks. The money intended for me to buy the car, will now be used to clear the arrears. Also I am due to get my pco taxi licence in by end of may, which will allow me to have an income and pay of my arrears. Either way right now. I cant think straight. I tried calling your number and it is not working. What I would like you to do is forward the date beyond may. So either I have a chance to seek some advise or get funds to gather or have my pco taxi licence so we have something to work with. Many thanks
  22. there is no way of avoiding the 9th of may date. it can not be changed? it is concreate?
  23. Sorry! i did read it, i will need to go somewhere, to debt advisor. all this is going to take time. 9th may is the hearing. from what i read i cant do it solo, it has to be through some debt advisor and on top of that i have to pay the mortgage. who problem is i am not working due to the stupid pco people taking long time to give me my licence. i understand, let me google and see what i can do. right now i cant think straight. i am 42 not 24. if the hosue goes. that is the end for me.
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