:!:engage credit are nothing but bullies ive been paying £100 off my arrears every month and they wont more money off me, they pressured me into filling out an income and expenditure form otherwise they would get a warrant for eviction ive got my evicition date 27 july but im not going to fight them anymore this is causing extreme pressure on me and my family! ive got to walk away i dont think tht anyone will win these bastards!!!! ive rented private and i am going to be out way before my eviction date. theyve sent me a letter telling me basicaly if im planning on going (like ive got a choice ) not to trash the house cause they will charge me haha wht cheek i paid for the new kitchen and new boiler.i cant believe this company actualy get away with this!!! i wish everyone else good luck with fighting there cases but i just cant go on anymore x

Im in exactly the same situation! ive also received a letter saying they are taking us to court to get a warrant for eviction.firstly because i refused to fill in an income an expenditure form and secondly becuase ive missed 2 payments! i also pay £100 a month off my arrears and they are charging £35 a month for being in arrears they just want more and more money,im fed up and feel like these are just harrasssing us to get wht they want. i would gladly give them the keys to my property as ive had enough now i feel like im fighting a loosing battle.im still waiting for my evicition date

I hope someone can point me in the right direction, i have spoken to engage credit today regarding my arrears, they want me to fill in a expenditure form to see exactly wht i have coming in etc, they reckon they are trying to help me occur any more charges / interest but im not entirely sure......they also want me to try and pay more off my arrears as its just increasing and not going down yet i pay £100 a month....they reckon if i can pay as much as i can it will stop it going any further as they wouldnt want tht to happen yeah ight i hoe someone can advise me wht to do for the best

I wonder if someone could help me, we had a hp agreement which we took out roughly 9 years ago. We decided that we hand the vehicle back as we had paid over a third of wht was owing on the hp agreement, we arranged for the finance comp to collect the vehicle which they did eventualy, they sold the vehicle for about £2224.00.we never heard anything off the finance company after that until recently and they are asking for £14583.00, this amount is for missed payments plus interest for 5 years. I telephoned the solicitors who were acting on behalf of the finance company and they said they have upto 5 years to get in touch i challenged the amount and the fact that they hadnt been in touch for 5 years and why now, which they couldnt answer.I carried on challenging the amount and got a leter back within a week and they reduced the payment to £1453.00.which is £999 and interest. what I want toknow is are they allowed to chase us for this money even though we terminated the hp agreement 5 years ago they ave sent us a court letter basicay telling us that it will be going to court

so why are they so interested in my arrears...I dont have much equity in my house as the house prices have dropped loads.

why everytime when you phone engage there is a answering machine, theres never anyone to take your calls, you have to leave a message and then they call you back.....I contacted them over the weekend regarding my payments and my missed payments all they seem to want to do is to discuss my arrears and when im going to pay it or anything off them.why dont they ever want to help you

I spoke to engage credit today regarding my mortgage account, they sound worse than future mortgages, they didnt know wht i was talking about and when i asked them about payments they said they were staying the same yet i had a letter saying that i was on a interest only mortgage yet they dont know anything about tht i can see this situation ending me back into court, bad times ahead hope someone can advise me in the right direction

I dont know wht they can and cant do, I was on a capital and interest mortage with fm and now im only on a interest only mortgage which is down to engage its not wht ive requested my payments have halved which is the only good thing out of all of this. Ive not been informed when they will take payment though

today ive received a letter off engage telling me wht my monthly payments are going to be but they also advised me that im on a interest only mortgage as advised, i wasnt advised was anyone else

dont know if anyone else has received a statement off future mortgages but i received 1 today i imagine its a final one ive noticed that there is legal fees on there and was wondering if anyone else had the same

I think we all need to stick together and help one another, ive only had 1 letter off engage credit introducing themselves not had any letters telling me wether my payments are the same or even try to collect the money, does anybody know when they should be collecting their first payment november of december.Im really worried and dont know what to do for the best.hope someone can help us and point us in the right direction

just wondering if anyone has had any payments collected yet by engage credit, im still waiting for them to get in touch to tell me how much my payments are going to be.I came out of my fixed rate some time ago thought i would be better off on the variable rate but no im not.

so if there not a mortgage company then how can they set our mortgage rates then, this sounds like this is going to be a nightmare and we are not going to be any better off just as i thought i could see the light at the end of the tunnel.... .I am sick of being harassed by fm for my mortgage payments over the pst 5 years and nw with solicitors fees and everything else my £75,000 mortgage is now £105,000 is there any point anymore trying to save our houses from these greedy bastards!!!

i was wondering if anyone has had a letter yet off engage

Ive exp hell with fm for the past 6 years been to court too many times and now ive rec solicitors fees bill of £16500.00 yes tht is the correct amount im hoping someone out there is going to help oint me in the right direction on where to go to chalenge this, this bill is for 6 years worth of work which they have jyust decided to bill me for the costs are unbelievable, phone calls letters courth app for them n telephone calls ive made to them as fm refused to speak to me this company is an absoulute joke how they manage wht do we need to do im worried now of losingmy home i have 6 children and have really struggled to keep my home i work f/t and do my best to pay wht i can