thats because i had debts with Lowells and Capquest and lowells were rather helpful thats all im saying, my experience with lowell was very recent but i did visit this sightl ooking for advice after a friend told me about it. im being totally honest i was wondering if i had to pay my debt in one go, which i cannot afford, but all i saw was conversations from people trying to avoid paying, i think that is morally wrong. Barfly sorry but you are way of your mark im a full time mum. if you dont want to believe my story then thats up to you

Sam 614, im actually a full time mother, why the sarcastic comment i am simply stating a fact

beerandy, i was in debt with lowell and i found them really helpful, why are you trying to avoid paying something you obviously know you owe, that isnt right, surely if you have a geniune reason then fair enough but as far as i can see your simply trying to avoid paying what you owe perhaps if people owed up to what they owe and paid things back then debt collectors wouldnt have to threaten to send someone to your house. when i was in debt with them i ignored it and it just made things worse, im just glad i saw SENSE and did the responsable thing

sorry i am going to disagree with you all, i had a number of debts and i listened to advice from a number of people on CAG and tried everything to not pay. i then decided to call them and they were fine with me, infact they help me with a managable monthly payment when other debt collectors woulnt. i found the worst thing was to take the advice and try to avoid it, i found them really helpful

if lowell bought this debt from capital one then the account will not be coming back to capital one, i know this as i used to work there, the account will be closed and you have got away with paying this back