And now, the end is near....!?!? Can anyone put in simple terms the statement I make when the judge asks me, why should they produce an agreement with the prescribed terms on it? Out of interest, the Court directions state that ORIGINAL documents be brought to the court, does that mean photocopies are excluded? Oh, and as well as all the nasty tricks such as false judgement letters and demands, does the fact that the actual legal Deed of Assignment they have provided in their witness statement is between GE Capital and CL Finance whereas the Notice of Assignment states it's between Barclays Bank PLC and CL Finance? I don't have any accounts with GE Capital...!!? Is this the document that proves to the court they legally own the debt, if so.....?

I have just received my reply to my complaint against HC. The SRA are building a case file against them (now you know Cohens). So now is the time to get your complaint in. Also, so that this is not just a 'oh yes we are dealing with this and have added you details to the pile' then nothing gets done, everyone who has complained needs to diarise their response and then keep following up until action has been confirmed. When I have finshed wirth my case I will be studying further and seeking compensation for the distress and costs involved in me having false letters from Cohens. A certain production company is working their way in and will be uncovering a lot of behind the scenes dealings... or are they!?!?

just compiling updates..

Hi there guys, thanks for all the comments on here and answers to questions that I have had.

Thanks for the advice.

Hi, there, thanks for that. I have a thread if you click the link below. Am considering Solicitor as I've just finished Uni and am trying to get my head round new employment. Would be good to get some of the pressure taken from me... Even if I have to sell everything! http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/253277-cl-finance-howard-cohen.html

Any further news on this please?

Any further news? I'm in similar situation, my defence based on DN error and lack of Credit Agreement. But the judges seem to be not bothered about these things now.

Any news??? Whats happening now?? Thanks..

Hi their, Just asking whether anyone has information regarding success against the CL Finance / Cohen clan? Would be nice to read some good luck stories...

duplicate post

Anyone know of rules for Default Notice postings. I have quite a lot to throw at them in my revised defence... Mr Cohen, are you reading...?

I am about to write my complaint letter also. I am willing to join up and make a group complaint. If you read my post you'll see the fun I'm having with CL Finance & Cohens. I received the letter from Cohens stating a Judgement was against me, and to pay (quite funny really) the full amount of the debt every month... or else! Also a few months later a statement from CL Finance arrived with Solicitors fees, Post judgement fees etc which increased the debt by nearly £800. No judgement exists.!

Haha, I'll try, don't worry.... I just hope that other people benefit from any mistakes I do.... I'm going to SAR Barclaycard and CL Finance today, also a CCA request..

My thoughts are that the judge wont be bothered if they have one or not. Does it really matter, Im at the point this is all hot air, and you can't win against the big boys club.