Jump to content

shane247

Registered Users

Change your profile picture
  • Content Count

    154
  • Joined

  • Last visited

Community Reputation

1 Neutral

About shane247

  • Rank
    Basic Account Holder
  1. I'm planning on starting getting my defense sorted tomorrow. I was just wondering what you lot think my first step should be? A letter to Cohen was mentioned?
  2. just thought i should let you know i got a letter from the court on friday, my hearing will be on the 6th august. i will upload the letter soon.
  3. Hey people. I thought i'd upload my Default Notices. The colour one is the genuine one from Santander and the black and white one is Cohens reconstruction.
  4. Thanks for all the advice, guys. I'd be lost without this forum. I will reply to your message soon, DB. What worries me is that Cohen now have a copy of the genuine Default Notice.
  5. That's true. I actually said 'I admit owing the debt to Santander'. I suppose i just wait around for a letter with the hearing date now then? How long are these things normally adjourned for?
  6. Do you really think i still have a chance with winning this? They have the correct Default Notice now, and they have me on tape admitting the debt. I just feel like i'm losing ammunition.
  7. Just got home from the hearing. It didn't go well. Cohen's solicitor and the Judge himself both expected me to give in and agree to pay Cohen. I explained that i hadn't changed my mind and still wanted to defend. I focused on the Default Notice issue and explained about the differences between the two copies. The Judge didn't care. He shrugged it off as a mistake by Cohen. The Judge spoke of how my defense is 'based on technicalities' and is just 'stuff downloaded from the Internet'. Before i could explain my other points about the Terms and Conditions that are missing etc, the Judge ended the meeting and said he will arrange a proper hearing. The worst part of all is when the Judge asked 'Do you admit the debt?' i said 'Yes'. It looks like I'm well and truly buggered. I was just so nervous. The Judge also made me hand over a copy of my Default Notice to Cohen.
  8. Thanks a lot Debs. Anything else i should add before it's too late?
  9. Also, should i mention them sending me an Evidence of Means income/expenditure form to fill out? I read somewhere that they're not allowed to do this.
  10. Thanks for that hammy, i will put all of that into the document. Just to clear it up a bit; why am i mentioning cancellation rights? Sorry to sound like a doof, i'm just completely new to all of this.
  11. I have never been into any premises as the product was bought via a website, not in store. There aren't and T&C's in Cohens witness statement, i have uploaded the whole CCA.
  12. I have never been into any premises as the product was bought via a website, not in store. There aren't and T&C's in Cohens witness statement, i have uploaded the whole CCA.
  13. I'm putting together a document listing the points i need to raise tomorrow, kinda like a defense. Any help on how to put it together would be appreciated. Point 1 will be about the default notice.
×
×
  • Create New...