Hi, o/s balance is £21,833.53 for a loan and I have been paying £70 pm, it started off lower but has increased over the years.

Thank you for replies

Hi, this is my first day on this site and I have found some very interesting reading. I have been paying BLS collections for over 10 years now and have missed the last 2/3 months payments. I have received several letters, the last one today which is quite threatening really, saying that they are likely to ask the court to enforce the judgement in one of the following ways:

Warrant of execution

An attachment of earning

A charging order

I have not phoned them or written but wondered what my first action should be.

Any help would be very greatfully received

Thank you.