Thanks think i probably will!

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New Update...And more help needed Please! xxxx Hiya Everyone ...Well I sent letter 18..the prove it one,then the next letter because they hadnt confirmed my details within that time limit! Then I received a letter from Advantis saying..FINAL RESPONSE. stating that THEY ARE NO LONGER DEALING WITH MY ACCOUNT,that E-ON HAD NOTIFIED THEM TO CEASE COLLECTION. that THE ACCOUNT HAS BEEN CLOSED AND NO FURTHER ACTION WILL BE TAKEN BY THEMSELVES!!! But they also let me know that Utility companies are not covered by the Consumer Credit Act 1974? Is it not?? Wat rights do i have then? Anyway today I receive a Demand letter from a New DCA, regarding this same account,telling me to pay up etc.. Where do I go from here... Any help/advice would be really appreciated,thanks.

I was so shocked to read that article, so so sad. And when you have no1 around to help, to talk about things must be incredibly hard! Danielle..I bet ur a wonderful mum. I also cant afford much,at weekends id love to go places with my kids but just cant afford it. Thyre both dead happy if we do jig saws,play games together or watch a film together. Ive just started a college course, which i do in the hours of school time..just to get abit of confidence back of bein me..not jus a mum, and im really enjoyin it! So what I live in a council house,might not have the best of things.dont have holidays abroad but slowly things are improving a little. Still got debts and Lowell prats mitherin me but theyre a bunch of idiots! I hope things do get a little better for you, and in time im sure it will. Please do look into the buddy system, maybe get involved at your childs school..meet new and different people. What area are you from? Take care hun!

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Hiya I found letter 18 myself and thats the same as the 1 ive sent out..is that rite then?

Oh no,so i sent the wrong letter?

Hiya Delta-Charlie-76, I sent the letter 21st Sept. I checked thru the post office if its been received and it has--do i go from the date i sent it or the date they received it? They are truly idiots arent they!

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Shud i send the 'Failure...' letter. Sorry,just so fed up of these idiots!

Ha I know I didnt think Id have to provide them details about me..I thought they KNEW i owed them money!ha! These DCA's are so out of order bullying people. Thankyou for gettin back to me.

Hi Please can you advise me if im doing the rite thing! thanks.. 2wks ago I received a LETTER BEFORE ACTION letter,saying how I owe £700.00 to Powergen/Eon from a previous address...I defiantly do not so I sent the 'prove it' letter by recorded delivery and today received another letter saying that if i do not believe that i am responsible then i need to send some supporting documentation.They say I need to provide a copy of council tax bills and a letter from my landlord of the time i was at that address. Wat shall i do now? Shall i wait till Monday,when times up for them to prove i owe the debt with my credit agreement, then send the next ' failure to provide a copy of the credit agreement' letter or what??? Your help would be greatly appreciated.

That is wicked Kirksson.. Im goin thru it all now with Lowells,I hope I have the same success, It really does get you down tho! Im sick to death with it all! But Weldone to you!

Hiya! I am dealing with these 'Jokers' at the mo... Im just wondering..Has anyone ever actually been sent to court with these prats? Or had someone come to their house? Im sure my Staff would love to meet them!