Hi Joe, Im really interested in finding out how you got on, i've just been going through my fathers finances and have found West Brom have done somethng similar although not as extreme Here is my story: Father purchased house for £33,124.00 Repossessed 24th jan 1991 Property sold 18th october 1991 for £40,000 Proceeds of sale was insufficient to repay all costs leaving debt owing £10,422.13 He agreed to make repayments £25 per month 1st payment may 1997 Payments made for 10 years totalling £3,025 Payments were stopped from january 2008 He had an aneurism in september 2008 Claim made by west brom in october 2009 for £7.397.13 + £19,008.08 interest (£4.09) per day from 18th october 1991 He filled out forms dispite being unwell and agreed to pay £160 per month from jan 2010 Paid to date £4640 (29payments @ £160) + £3,025.00 = 7,665.00. He is 69 years of age and struggling to make payments, im disgusted with West Brom, i cant believe this can happen in this day and age!!! Is there anything i can do to get this stopped? Can they charge that much interest dispite him making payment over the years?? Any help appreciated Thanks his son

Hi People, i received my second letter today - exactly 3 months after the first letter. I ignored the 1st. and will continue to ignore the rest I for one wont be paying a penny, I've never downloaded "jumping all over the world" by Scooter, and neither would i want to (its naff to say the least). I currently have Sky Broadband, and they provided me with a router which is password protected and does not allow p2p traffic through, so how on earth they have come to this conclusion is beyond me. They say i have downloaded this audio via emule which is p2p software and uses certain ports, all of which are barred when using the crappy router that sky provide. I've also heard on many occasions that ISP are selling this info onto companies so that they can conduct this kind of behavior. I'm a network engineer and i work for a mobile broadband company (no names) i can see on a daily basis what users are doing, what protocols they use (and yes that includes p2p over HTTPS connections) and what sites they visit, we have even developed scripts / programs to determine behaviors for certain users. In no way shape or form do we send letters or block users from using certain services, however stopping people from using services like skype, p2p, voIP etc is extremely easy. I'm baffled to understand why the government is not asking ISP's to block users from downloading over p2p, for most ISP's if not all, its the single highest consumer of bandwidth in the network (if you allow it), most customers just leave their p2p applications running all day & night. I would love to hear some more info from watchdog on this, and would love to hear any outcome from any court cases, none of which i bet have been attended to by the accusers. Jeffers