Dont shout at me Gary but I didnt I was soooooooo nervous, to be honest I now wish I had more time to think about my answers, not to really say anything different but with less umming and arring. I did say that I thought the Abbey were relying on people being out of their comfort zone which would have been a good opportunity to mention CAGs support and backup. Sorry. Fx

I need a lie down!!

Yes it was regarding the Abbey quoting Berwick v Lloyds, she asked me when I got the letter quoting case, what I thoght of it, am I still going ahead with claim. It only lasted about 3-4 mins (felt like forever). Like a plonker never asked when it was going out but the guy from BBC had passed on my info to her. It was for the money section of the news. I have had a look on their website and think its at 6am, but who knows what day it will be?? Worrying now that I sounded like an idiot:o

But what an exciting days its been!

Oh my lord have just done a radio interview with a girl from radio 5 live. What a day!!

Oh my lord, what a day, just did a radio interview with a girl from Radio 5 live!!!

Can I be Farrah Fawcett Major

Look who's now big and brave!

Spoke to BBC this morning, send Garys letter off this afternoon.

See how you like that Inga!

Well done it now, copy of Garys letter gone off, thank you Gary! and thanks to conncat (sent on the back of her braveness):o

Thank you conncat, your braveness has made me brave too, copy of Garys letter gone off from me too, Inga must love getting to work in a morning!!

Ah bless you, youre so kind :o

Me too, hope he had a tape running as I was talking at 100mph

Do you know where the article will be, I didnt ask.......

Hi guys,

The guy at the BBC has just rang me, he was nice, just did about 5 mins on telephone, asked when I got the letter, if I thought they was trying to intimidate people, a few details about my case and if I am still going ahead. Prob more scarey tho wants me to email a head and shoulders photo, did warn him that may be more frightening than the bank charges

Hi guys,

The guy at the BBC has just rang me, he was nice, just did about 5 mins on telephone, asked when I got the letter, if I thought they was trying to intimidate people, a few details about my case and if I am still going ahead. Prob more scarey tho wants me to email a head and shoulders photo, did warn him that may be more frightening than the bank charges

Keep us posted conncat, judge granted a months stay, so same as you awaiting court date and had the Bewick V Lloyds letter. Mine is £9660

May the force be with us all

Thanks again CF, your a star - dont know what we'd do without you

Off to read it now, feeling more positive today. Got an email back from the BBC asking for phone number which seems a bit daunting but surely cant hurt.

Blimey 642 posts now - youve been busy

Thanks Lula, that made me laugh out loud! What a tonic

Husband says same "what are you waiting for sock it to em!"

Josie - I BREACHED THE CONTRACT!! - give me my money back!

ps Letter going off today!

When the autobiography comes out, will you give us all a mention

Gary H guessing you think I should send off the letter toute suite!

Just had an email back from the guy at BBC wanting my phone number!

Cor the more I read it the harsher it sounds, not sure if I have the bottle to pull it off..............

Well this bundle is doing my head in now, feeling even more out of my depth. Can anyone lead me to an example of a witness statement?

Going to send off a letter refusing their 25% and their bullying tactics, GaryH has compiled a very stern letter regarding using the BewickvLloyds quote, not sure if Im brave enough to use it though:o

Printed off the 40 pages of the court bundle but its just a load of writing havent got a clue, hope the judge doesnt ask me what it means?!

ARGH!!!!!!!!!

Yep me too, they offered me approx 25% of my claim in letter quoting Berwick and Lloyds.

Hi Guys!

Been away from computer all weekend, and your responses and support has truely brightened my morning!

I am going to send my refusal letter together with my court bundle to prove I am not joking or intimidated.

Thanks again guys, much appreciated

Fiona x

Hi there,

Was 60% your first offer from them or have you had others?

Foxyfiona

Hi CF,

Very much so!! Bit wired from all the caffiene........

Thanks for the spreadsheet and you advise, much appreciated. I have been spending pockets of time today and yesterday (whilst working very hard too, broadband down at home:mad: still!) gathering information, thoughts and viewpoints on the Berwick/Lloyds business.

Think this is now my new plan, put together my court bundle, and send it to Abbey together with a firm letter pointing out that the Bewick case has no relevance to this claim and no thanks to the £2400 and he's the bundle for court.

Maybe perhaps they will then take me more seriously!?

I am convinced whilst they know it has no relevance they are relying on people panicking and just accepting stupid offers for the process to end.

Well not in this case - give me back my money I say!

Hi rosemary,

I have also had my claim given 1 months stay from the judge (Darlington Court) however after 2 week have just had an offer from Abbey (nowhere near enough), so hang tight am sure you will hear something soon.

Fiona

Hi,

I am currently claiming £9960 from Abbey, at the moment the Jedge has granted a months stay to resolve it between ourselves. Yesterday received this letter from Abbey.........

Dear .......

We refer to the general form of judgement or order staying this claim for settlement,.

We also refer to the recent judgement of the court in the matter of Berwick and Haughtons vs Lloyds TSB where in it was found that "there was no grounds in law for recovering from the bank the amount of any charges he had paid to it"

In a final attempt to resolve this claim, Abbey National PLC is prepared to make a payment to you in the sum of £2400.00 in full and final settlement of your claim.

There must be some charges incurred for the defaults that have in fact occurred on your account.

We trust you will view this offer as a genuine attempt to reach an amicable resolution of your claim without recourse to a fully contested court hearing.

Should you wish to accept this offer please sign the enclosed copy of this letter and return the same to us in order that payment can be processed.

We look forward to hearing from you.

I would be grateful if anyone especially a moderator could advise what stragegy to take now???