Hi, Not sure if I have posted in the correct forum. At my work I am one of 4 shift team leaders we also have a team leader whois a training team leader. My manager called the 5 of us to a meeting sayingthat one of the 5 team leaders would be made redundant. As they need the 4shift team leaders it is the training team leaders job that is no more. Mymanager has now said that HR have said that they have a similar job at headoffice which is 5 miles away from our location they want volunteers for thejob, if nobody is interested then they will pick someone who's skill fit thejob. So Redundancy is no longer an option. We have were told that the pay is £10.79 at head office, my current wages is£10.62, but on 1st feb in my current job we get a pay rise to £10.90. They wantthe changes all made before 1st feb so who ever goes won’t get the payincrease. Tonight I had a meeting with my manager no one has said they want the job sonow someone will be pick on capabilities, also I was told that they had told usthe incorrect pay rate at head office & that the pay is £10.59 which is apay cut only slightly but still a cut. Does anyone know if they can do this & enforce a pay cut?

hi, I cca'd halifax back in august 2009. I have received all of the usual responses that other people appear to have received. I received a letter from them on thursday stating that they do not have to provide me with an agreement with a signature on and that the one they have apparently got (although they have never managed to send me a copy of any sort of agreement) is enforcable. I have also done a sar request and received a load of copies of old statements which did not show me anything. What action do i take next? I have scoured the net and various sites for further info but have been unable to find anything. can anyone advise? thanks

Hi, I have today received exactly the same letter from halifax regarding my credit card. Again from Ann Gartshore. Seems to be a standard letter. They had enclosed a copy of what they say is my reconstituted version of the executed agreement and a copy of the the terms and conditions and a signed statement of my account, signed by anne gartshore. Is the the debt enforceable?

Ive been having problems with halifax. I sent them the first cca allowed them 12+2 etc etc. I had no reply whatsoever even though they cashed the cheque for £1 and signed for it as I sent it recorded delivery. I have sent follow up letters as advised by other posts on the forum and I have also sent the a Subject Access Request. They have cashed the cheque for £10 and signed for the letter (sent by recorded delivery again) but I have still had no response what so ever from any of my letters. I also sent them a letter from this site regarding harrassment as they ring at all times of day all night since i sent them the cca letters and Subject Access Request but again, no response at all. They continue to write, threatening legal action etc and ring every day. What do I do next? Iv not had any response at all to any of the letters. Surely they cannot just ignore them all?

Hi, Ive been having similar problems with halifax. I sent them the first cca allowed them 12+2 etc etc. I had no reply whatsoever even though they cashed the cheque for £1 and signed for it as I sent it recorded delivery. I have sent follow up letters as advised by other posts on the forum and I have also sent the a SAR. They have cashed the cheque for £10 and signed for the letter (sent by recorded delivery again) but I have still had no response what so ever from any of my letters. I also sent them a letter from this site regarding harrassment as they ring at all times of day all night since i sent them the cca letters and SAR but again, no response at all. They continue to write, threatening legal action etc and ring at all hours every day. What do I do next? Iv not had any response at all to any of the letters. Surely they cannot just ignore them all? HELP!!