Many Thanks - at least I might be able to sleep a little easier tonight now. Choc

Ok, more info coming out - from what he remembers CCJ was not issued for this debt. CCJ was settled in 2004 prior to gaining employment at a bank - condition of emplyment.

Opps, payment at the time would have been made to MBNA

From what he remembers, he ceased payments early 2003 when the company he worked for ceased trading. He did try to claim on his payment protection plan but ended up in debt whilst arguing about things. He doesn't have any records from then however, so dates could be a few months either way.

Ok, partner has now allowed me to see latest letter, a Buy Back Your Account letter from Lowell Portfolio for a MBNA credit card debt believed to be from end of 2002/3. (The letter states MBNA and an amount but no other debt details) We know that at some time we will need to sort out repayment, but at the moment he is unemployed and we are not in a position to make an offer or meet their generous offer of repaying at £40 per month. He only moved in with me at the begining of the year, is not even on the electoral role yet and has not acknowledged their letters and fortunately we have not received any calls. Could any experienced member please advise on what we should do? After reading various posts should he send a prove it letter or should we just ignore and see what turns up next? Thanks, Choc

Thank you - am more reassured now about checking for partner. Choc

Can anyone tell me if doing a CCJ search on Trust Online could trigger DCA letters like doing a credit search can? Thanks Choc.

Nowayjose, excuse me asking but was the Confirmed Resident letter on pink paper?? It's just my partner has an unopened letter which I believe to be from Advantis. Thanks Choc.

Thank you all for your replies, I know we need to talk, maybe I'll try the handcuffs lol! Partner doesn't own a property, he did but was forced to sell when the company he worked for went bust owing the employees 4 months pay - hence the debts. The home we share is in my name alone and as yet he isn't even on the electoral role which really makes me wonder how anyone traced him?? Anyway, thanks again for your comments I will try to see if I can steer him towards this site. Choc

First post so please be gentle with me. My 'new' partner has previous debts from 2002/3, I believe at least one of these was for a couple of thousand and resulted in a CCJ. My partner moved in with me in January and about 4 weeks ago I noticed he was receiving strange post. It turns out these letters are from Advantis Credit, Debt Collection Services (I read the first one saying we have confirmed your address please contact us etc.) Unfortunately I've not been allowed to see the following ones, infact I don't think he's opened them. I really don't know how best to support/help him with regard to his debts. He gets very 'tetchy' when I try to ask about his debts as he knows this worries me so thinks that if I don't know I can't worry! I have read about statute barred but realise this wouldn't apply to a CCJ. I also believe that we should check his credit file to see what, if anything is still showing, however having read some other threads, am now worried that by doing this it may trigger more letters. So I'm looking for advice, I know we need to talk about the actual amounts etc but he is very vague about the details and in the meantime I'm worried that collectors will start turning up at my property. Choc