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About Justforthem

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  1. do I post to Canada Square Address in Worthing? I have written a sar letter. Also will they tell Apex (who the debt is with) but I haven't heard from them for 3 years? Has anyone else had egg loans go to Apex and then never hear anything ?
  2. if someone goes for bankrupcy .... can you offer them charging order instead .... how do the court view this ?
  3. that is what I am worried about they are leaving until it comes up SB and then they will do the worst .... bankrupcy etc ....should I just phone them now and make token offers to try and keep them at bay ... what is the address for egg ?
  4. no unfortunately I do not know when my last real payment was but it has been within the last 6 years . I definitely know I have paid nothing since jan 2011
  5. they did in the past have a default on my file but it is since now showing it dropped off .... i think your right with letting sleeping dogs lie but I worry they will come out of the wood work and do something like bankrupcy to me
  6. no they have the correct address ...
  7. it is not on my credit file .... anyone have these debts been forgotten about ?
  8. yes egg did merge loans with credit cards
  9. I don't think I have got to the six years ago yet. The last time I acknowledge this debt was 2011 at the latest. At the time I had a letter from Apex saying they had brought the debt from Egg. I sent request for CCA and they did send me one and now they have not ever chased for the money.
  10. Justforthem

    Apex and Egg

    I had an egg loan sold to Apex credit. I sent them CCA request 3 years ago and they replied with a CCA. However I have never paid them and they have never chased me. I am trying to sort out finances at the moment but am wary of phoning them after all this time. Does anyone know why they have not been in contact ?
  11. I might just pay them it all back for peace of mind
  12. OH yes ... better not say anymore on here then
  13. LOL!! I am sure I am not the only person who stopped making payments 3 years ago on a 3k debt due to a nervous breakdown. Unless maybe they are sat in their office playing guess who against threads on here ha ha. If they are for their information it is best they are aware that I am completely aware what they have been advised by OFT with regards people that stopped paying debts when they were ill. Also my nerves are in check and I have the will to call the BBC and every National newspaper about them.
  14. Hi Thank you man42 you are very helpful. Any chance you can read the inbox I sent to .. the information in there I haven't posted on here because it helps identify me.
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