just ignore their threats for demands for payment, its an invoice noting more. we ignored about 10 letters and in the end they stopped and gived up. UKPC target dissabled vonrable people tey do not care if you got know legs they have no morrels. if they want there money they have to go to court and they will not bother. they just want easy pray for people that pay up.

why is it they are giving some rfunds and not others? black horse are the owrse for rpsonding to letters, i have been writing 2 years and htey donet even botherm, but they will have a shock soon, im applying for a time order and unfaire relationshios between the customer an lender, and it is for them to proove their is no brakdown, since they not responded in two years i have an open and shut case. all letters sent via fax and recorded delivery.

tell me did oyu get a company to deal with your PPI? black horse will ty to get out of it, but at the same time they did with us, it took 15 months to refund our money and finaly admitted it was 'not suitable for our needs' typical.

i have been asking to capitalies my arrears with black horse for 2 years now, in fact they do not even bother to respond to my letter anymore, furrthermore i have mae offers but still dont respond, i have sort professional legal advice from Citerzern advice bureau and they even phoned on my behalf and black horse even ignored their compalint. what do you do if your lender will not respond an talk with you to resolve matters? they are charginf for being in arrears which i have disputed as had they dorted my problem out 2 years ago i wouls not be in the mess i am in, i have ha legal adive, wrote to numourous solicitors fro help, phoned comminuity legal advice, took their advice and still nothing. i feel there is a breakdown in communication with the lender now and i just do nto know what else to do. anyone have a veiw?

hi there, firstly you have nothing to worry about mark my words. These letters are scare mongering tactics to get you to pay, all this is a bout is a reach of contract between you and the land owner nothing more. It is for them to prove you were drivng the car, if they cant then they have no chance in winning, besides they will not take you to court as they no they will not win. I have told them 3 times to take my partner to court and i am still waiting. Just bcause the car is in her name does not mean anything, they have to prove who the driver was. So tell your missus she has nothing to worry about. They will try all sorts to get you to pay but at the end of the day they know they cannot make or enforce it, as regards to the ccj wont happen, you have to go to court first, then not pay, and if the worse sonrio comes go to court, ask who the driver was, the case will fall appart as they will not know. good luck.

you have to ask for the informaton they hold about you under the consume credit act, they have 12 working days to respond if they dont then they are in breach themselves and cannot inforce the debt, look up the 'consumer credet act' and you wil be amazed what they have to comply with, me well they not sent mine and Black horse are one of the worse to respond to letters, i have been waiting a response since september lasr year and every month i send another. oh and dont forget your £1.00 fee when you ask for the request. good luck and i look out for your response.

you have to ask for the informaton they hold about you under the consume credit act, they have 12 working days to respond if they dont then they are in breach themselves and cannot inforce the debt, look up the 'consumer credet act' and you wil be amazed what they have to comply with, me well they not sent mine and Black horse are one of the worse to respond to letters, i have been waiting a response since september lasr year and every month i send another. oh and dont forget your £1.00 fee when you ask for the request. good luck and i look out for your response.

good site keep it up!

hi there, firstly DO NOT ADMIT YOU ARE THE DRIVER it is for them to proove you were the driver, all you have had is a invoice for breach of contract between you and the land owner, it is for them to proove you were the driver, they will threaten you with all sorts but take no notice, bailiffs is scare mungaring tacktic to make you pay DON'T they have to take you to court to win the case before bailifs are innvolved, if they do take you to court which is highly unlikley all you have to say is who was the driver in breach of the contract? just because i am the registerd keeper does not mean i was driving at the time, it like, i have a bottle of milk in the fidge but don't mean i have a cow in the garden. when they throw the\case out claim costs. before you go to court ask for a copy of the defence and statements, (you are entitled to them) that surport there claim, they have no gounds, your not worh fighting with, they no this, it is easy to scare others that will pay. let me know how you get on.

goodsite keep the work and info comming!

well we have received a letter from ukpc parking saying as the registerd keeper my partner seems to be the one beng harrassed in this matter dspite they have been told it was me! that was driving the car, i have now written back to them telling them to take my partner to court and informed them if thay fail to succed in their defence in court then we will claim costs of them for stress.i have also asked forcopy of the file and statement of facts from there parking attendant which we are entitled by law to form a defence, it will however be amusing to go to court since they have been told it wasn not my partner and should not be in court, by this im sure the case will be thrown out as they should no be persuing me not her. any feed back welcome. good site!

hi there, great site, anyway have a slight problem sbout ukpc and after reding about others seems i am not the only one, i was parked on Merryhill shopping centre and was not on the actual car park but on a side road on the Merryhill, my concern is that my partner was ticketed for obstructing a zebra crossing, bearing in mind this is just a few white line painted on the road, no zig zags no orange becons, my concern here is that if i was not on the car park itself but on a road that is listed as Time square avenue isn't that part of the highway? which then brings into qustion that a ledging someone is causing an obstruction on a crossing is a criminal matter as not been decriminilised and therefore not a civil matter. they took a picture of the car but clearly is not over on the crossing and where i was parked, oppersit to my left was dissable bays placed up to the crossing, how is it not obstruction that side but my side is? also we have a disable badge displayed not that counts anymore but feel they are in the wrong.i tild my parner to identify me as i was the driver but contested the parking ticket, there scaremungering tackets do not scare me as i told them they wish to continue enforcing the issue then we wish to be ealt with at court. so you think they will bother? sorry its a bit lenthy but need alittle help here. remember i was not on a car park.