I Realised my mistake and just wanted out so I executed my right (as per the contract) by asking them to collect the car after i paid more than half in 2005. They charged me a fortune in interest just on the PPI, as well as the loan for the car. I am now thinking of claiming back the money they robbed off me and the interest because they bullied me into taking out the PPI when i was so desperate.

So i said can i have your head office address so i can claim it from there to which she said hang on ill void this transaction and start again taking 2.5% of each item. Got home to find out on the receipt that she took off 2.13 % some 0.37% less.

I must make the disclaimer that if it transpires that something you haven't told was extremely pertinent to the situation, it is likely that your chances of success may be substantially reduced.