can anyone help. i have received a letter this morning from debt mangement closing my file and telling me they cannot obtain the files and financial details i requested. now i am wondering whether i can ask them to give me the money back i have already repaid for a debt i didnt know existed . stupid yes i know. but i crumbled, scared. anyway surely if they cannot provide me with the information then i have the right to get my money back with interest??? how do i do it???if i an do it???

can anyone help. i have been in receipt of a letter from debt managers closing my account after i sent them the data protection act subject to letter. they said they cannot send me copies of my financial records etc. as i stupidly paid them monies before this i am wondring whether i can demand a refund from them as they have no proof for me regarding thsi debt. am i in my rights to ask????

by the way wrote to you again before i read the reply. Your a star x

thank you so much. Should i cancel the standing order which is currently set up for the amount of 10.00 a month

same here. its bizarre, but hopefully get the hang of it as i have just realised right now that you have spoken to me. So do you know anything about this Debt Managers limited???? i have been really stupid and panicked and paying money back and i dont think i had to. But wondering if i can cancel paying back the 300.00 they still reckon i owe. any ideas would be appreciated.

hi newbie not sure i can help cos it seems that from reading up on my problem i have been rather stupid. im not getting much of a reply on here though. how about you maiden

hello please help!!!!!! Early this year i received a final demand from Dm Limited and quite a threatening letter at that saying i owed 600.00 and if it wasnt paid baliffs would come round. at the time i was struggling financially and panicked. When i phoned them they were extremely snotty and said the debt was from 10 years ago when i was a student and it was BArclays BAnk that wanted the money back. I said i couldnt remember having this debt and no paper work from 10 years ago for me to refer to. Stupidly i offered them a repayment. I have paid back 300.00 pound worth of the debt already. I looked for advice at the time and the advice i received was just to offer them a small amount. anyway to cut a long story short they are now harrassing me at work as i am paying less back a month. Should i cancel the standing order. or now because i have paid some of the debt back am i admitting the debt so will have to continue. PLease help. maiden