Hi, I am going to offer Natwest a full and final settlement, do they accept these? I am currently paying them £1 per month, when I first went to arrears and got in touch with CAB, my overdraft was at £750, however, this has now gone up to £1175!! It seems that when I have sent the £1 late (I send it by postal order), they have been charging me each time, I guess it's been about £30 each time, I am not sure, I would have to get all the paperwork out and check, this is so unfair, I was thinking about offering them £200 out of the lump sum that Ive got (bearing in mind that the original outstanding debt was £750), has anybody else offered Nastywest a full and final settlement? Any help would be appreciated as I am just so stressed about the whole thing, Thanks

Hi, this is my first ever post, I am after some information about DCA's.... specifically the fact that nobody has been in touch for a year now regarding my debts (one to egg and one to vanquis), I don't know whether to contact egg and vanquis or whether to just leave it? I am sorry if this post is in the wrong place, I am so confused.... I keep getting lost around the forums lol!