I was totally stunned when i heard it! Whoever posted it on uTube is pretty brave i think.

I guess there were no replies because it's pretty much self explanatory?

Hope it gets the deserved attention from the Government....?

Hi N.P

I use Firefox, which I prefer to IE7, and not had a single problem. I'd recommend Firefox without hesitation.

I just accessed the Debt forum with IE7 and everything seemed to work fine.

Just for info

Fingers crossed!

Thank you GodMother, I'll keep you posted!

You think all will be well then?

x

And yes pugsley, if you gonna buy something you expect some kind of warranty with it don't you?

It's obvious that these people are chancers...

Maybe I should start a DCA instead of buying our usual 2 lines on the Lotto this Easter?

Hi pugsley,

I sent it to the Lowell address, ignored the P.O. box addy.

Regardless of that, I have proof of delivery so they can't deny it got into their system at some point?

I wish they had acknowledged receipt really so that i had at least some respect from them....

Anyway, they have now put their claim in dispute and I'm in control of the situation...

?

I 2nd that emotion!

I was a terrified Newbie 3 weeks ago... it's a blessed relief to be able to share a joke or two with the other Caggers!

I can totally relate to your concerns regarding naming certain DCAs but surely, if we're careful.....?

Thanx

Hi!

1st of all, try not to worry because you're now in the right place to get invaluable support and advice!

I think you need to challenge the validity of the alledged debt first.

There are letter templates here:

http://www.consumeractiongroup.co.uk/forum/general-debt-issues/20758-creditors-dcas-letter-templates.html

Someone will be along soon to advise your next move.

I'm not sure about mobile phone contracts and the Consumer Credit Act so maybe hang fire until one of the more experienced forum members comes along.

Like I say, you're most definitely in the right place

Hello again forumreg1,

Sorry to hijack your post but just wanted to ask if you got any acknowledgement of your CCA request before they caved in?

I've had nothing from them with regard to my request but I DID get a threatogram in which they expressed their alarm that I hadn't responded to their SD demand!

Congrats once more!

Hi forumreg1!

I've been watching your thread with great interest and I'm so pleased that you have got a result! WELL DONE!!!

Please DO let me know what happens with the Set Aside hearing?

Frankly, I'm not bothered (at the moment at least) about costs, I just want to be rid of these terrible people!

Like I say, I'm really pleased for you and i'll follow your story to it's ultimately POSITIVE conclusion!

Cheers

Hello again GodMother, thanx for your reply.

My plan is to sit tight for now and wait for a threatogram or one of the infamous "special discount offers" to settle the account (which, we've now established, doesn't actually exist!) and then send them a "bog off" letter.

I'm still angry that they couldn't even be bothered to acknowledge my CCA request... It only adds insult to injury...it makes my blood boil!

Hope my strategy is right... I think so, unless anyone has any other ideas?

Thanx again

Hi All,

No CCA in today's post, no acknowledgement at all from RED of ever having received a CCA request (I have proof of posting and proof they signed for it).

So, they're in default and their demands are in dispute.

I'm tempted to fire off a letter to them as it'll make me feel better but, then again, I'm thinking maybe I should just wait to see what they send to me next?

Set aside hearing still scheduled for 9th April and I WILL be attending whether RED do or not!

Advice please anyone?

Thanx

...subscribing...

I have CCA'd RED/Lowlife and had no acknowledgement of it whatsoever. Their 12 days expire tomorrow.

I'll be interested to watch how your situation concludes...

Good Luck

Oh, thanx a bunch, my wife took that photo of me in Benidorm last holiday!

oldman123, you're getting your confidence already, I just welcomed you on your OTHER thread!!!

Hello!

Welcome!

I was exactly like you 2 weeks ago... really nervous about making my first post but SO glad I did!

I've got nothing but great advice, reassurance and support from the lovely people on this forum.

You'll soon have the confidence to share what you learn with others.

:grin:

Thanx babybear, I'm really not looking forward to court but if it gets the parasites off my back then it'll be well worth it....

I'm sure this guy works in a call centre in Leeds?

Great post fuzzybobble!

Good luck with the new job.

I clicked on yr scales!

...Thanx for the reputation comment fuzzybobble!

I think life got a little better since I found CAG.

I'm slowly getting some confidence to try and guide some of the other Newbies... it's actually quite empowering!

Hi,

Thanx, won't try tonight because a) I'm laughing lots at you guys and b) I just realised that I'm a bit tipsy!!!

Whooops!

:o

Hey!

How do I post a picture "direct" into a post please?

HAHAHA!!!!

I'm in the middle of a massively stressful arguement with RED DEBT COLLECTION SERVICES, gotta go to court for a STAT DEMAND SET ASIDE and..............

HAHAHAHA!!!

you guys are BRILLIANT!!!

Top photo... and TRULY INSPIRED ARTWORK!

Thanx!!!!

HAHAHA!!! (Sorry!)....HAHAHA!!!

Haha!

The image of an amoeba in a headset is quite mind boggling...!!!

Thank you, I shall be giggling all evening! :D:D

I was going to suggest that they only employ RATS but then again, aren't rats supposed to be as intelligent as dogs?...

Just a thought...

Hi Tila!

Sorry to jump in... I'd been looking for it for ages myself!

I'm only a Newbie really but, like you, I'm trying to help where I can.

CAG is WONDERFUL!!!

You're very welcome!

I was a nervous wreck until a couple of weeks ago and I found CAG... now I'm fighting back against these DCAs and their Bully Boy tactics!

Let us know how you get on...