I had a similiar experience to this with the Leeds Trading Standards Office infact he stated that they were within there rights to threaten this action !!! I did however have a very useful conversation with the National Debt Helpine whom advised me they are more than too familiar with AIC and there poor nature and based on the information i had supplied to them about our call he stated i was more than within my rights to report them under section 40 of the administration of Justice Act. Also just to advise since my calls to them on Friday afternoon whereby they demanded the full payment by mid day on Monday i called to speak to AIC and my account manager at 9.30 Monday ( i was told he did not arrive to work until 10.30) i then called back at 10.39 ( was told he was in a meeting) They then offered me a callback at 1pm on my lunch at 1.40 i called them as i had heard nothing at all from them and was told that the person i needed to speak to was not in the office and that no one else there would be able to deal with my query, I did ask at this point if there were any notes on the system regards the action that was been taken but was told no one but the person i needed to speak to could deal which i believe to be utter hogwash considering i work for a very large company and am aware of how system information is stored Since this last incident i have since sent off my CCA letter with £1 fee and now on wednesday at 14.11.07n at 11.56 have had no mopre calls so far from AIC. National Debt Helpine have advised me to enter in to no further communication with them via telephone and tell them i only wish to correspond to them in writing, I do however find it very conncerning that since they stated it was such a matter of urgency that i respond to them by Monday 12.11.07 that they have not attempted to call me again despite me leaving 3 messages !!!! Does any one else have any information that may be of use dealing with these people !!! I also recently believe that TSB have done a sweep on there collections prcess as the 2 accounts my self and my partner had held with BLS Collections have both now been passed on to other agencies one been AIC and the other are simplyt called the Debt Managers not heard of his one either before so i am hoping they are not going to be as Bad as AIC !!! I still find it hard to believe all this has happened as we had been paying BLS for a number of years and received a letter form them in June/July stating that the monthly repayments had been set £0.00 since that point no other references were made to this been passed on from eith Lloyds or BLS

Thanks for this i have now issued the CCA letter to them and also been in contact with National Debt helpine whom have also stated to me that they have received a number of complaints from them and that i should refuse to have any further conversations with them and only wish to correspond in writing They have also stated that under the guidance that debt collections aganys have to follow they are have alreday commited an number of unreasonale requests one by suggecting additional borrowing and 2 making threats and that i should consider report them to the office of fair trading This company seem to have no real understanding of what they are doing so all i can do it let the battle commence!!! I will lok in to starting a thread on this now to help other poor soles like me

Thanks for this i have posted the letter but i put a signature on it what will happen have i done something really wrong !!!! AIC - Are so frightening i have nevr dealt with anyone like them i was so upset on friday i had to be sent home from work

Hi I too am now having a number of problems with this client, there first point of contact with me was last friday when they sent a text message to me asking me to call them. I reponded to the text immediately and was advised that this was in relation to Lloyds TSB account and that they required an immediatre payment of over £5.5k as far as i was aware at this point the account was with BLS Collection that i have been maintaining payments with for a number of years. I dod however call BLS and they stated they had passed the account on AIC - Are unwilling to set upi any form of payment plan and simply stated they will be pursuing me through court and are applying for a forced Bankruptcy - I am so scared i have 2 children and cannot bear the thought of this i was so upset after my phone call with them that i had to be sent home from work does anyone know how i could be helped they were so scary i wanted to die after ther call as it appears to be all or nothing from them I was wondering if anyone could advise on how they have got on with CCA requests as a number of people have requested them are you all been pursued still and has anyone gone to court ???