Hi wrote to t-mobile last week the following and today I received a reply from t-mobile as follows; "I refer to information you requested within your letter and confirm that the Service Agreement you have entered into with T-mobile is regarded as "exempt" under provision of the CCA and as such we are not required to file a notice of default prior to termination of service agreement." they included a copy of their current service agreement and no documents that I requested, please kindly help me what should write to them to remove this information. 1. You must supply me with a true copy of the alleged agreement you refer to. This is my right under your obligation to supply a copy of the agreement under the legislation contained within s.78 (1) Consumer Credit Act 1974 (s.77 (1) for fixed sum credit). Your obligation also extends to providing a statement of account. 2. You must supply me with a signed true and certified copy of the original default notice 3. Any deed of assignment if the debt was sold on Thank you.

Hi I am new to this and would appreciate some help with the difficulities I am faced with. I had a MBNA card and was defaulted some years a go. MBNA has removed the default from my credit file but the Default has been registered again by Link Financial. Is there a away I can remove this? Many thanks