The correspondence from E.on is addressed to the current occupier and no specific name is mentioned. I have not used E.on in the premises. Do I still have to pay?

My restaurant is currently supplied by Scottish Power both electric and gas and they have been supplying since 2008/2009. However, I have received a letter from E.on that they have made an application to Magistrate Court to disconnect for a outstanding balance of £360.00 which I do not know about. I am really confused what to do about it. I thought since my business is supplied by Scottish Power E.on have no right to remove the meter. Please can you advice me on this matter as a soon as possible. Thank you

My situation is this and I need urgent help. My restaurant's current gas and electricity supplier is Scottish Power since 2008. However, I have received a letter from E.on that they have made an application to Magistrate Court to remove the supply for a outstanding balance of £360.00 which I do not know about. I am really confused what to do about it. I thought since my business is supplied by Scottish Power Eon have no right to remove the meter. Please can anyone advice me on this as a matter of urgency. Thank you

I dropped her off and parked the car using her badge as she was going to use the car later, so I ccouldnt remove it, I would normally not even park the car there if it wasn't for my mother. I think this asnwers your question. Please let me know if not.

the court action is for the same reason alleged mis-used of my mother's disable badge. They are convinced that I have mis-used it despite of the fact that my mother has submitted a statement to confirm that I used it to carry her and to pick her up. It is quite clear that they want me out my job and I cant find anything else to move onto.

Hello Everyone, Thank you for your replies. My employer has taken legal action against me and they are still continouing with the discplinary investigation. I have been interviewed by a senior officer and told them that I have never mis-used it, but somehow Unison have been convinced that I am guilty. I really do not know what to do and am very worried. Thanks

Hi Mr. Shed, I dropped her off in my cousins house who lives on fourth of a tower block, there is no parking spaces for visitors, so I parked on the main road which is 20 yards away from his building.

Hi CG, I where my cousin lives and I dropped my mother off is a control parking area so I had to display the badge as I was picking her up during my lunch or after work. thanks

Hi, No I wasn't parked in disable space as there were no designated disable space there. yes the employer is a County Council. Thanks

Thanks. I dropped her off and park at nearby avaible space as she needed to know where my car was in case of emergencies. thanks

I am estremely sorry I dont meant to be rude, I was just trying to put a senerio or my side of the fight. Thank you for your reply. i do need help or they will use this against me to dismiss me from work. Pleas pleas ehelp

Thanks guys for your reply; If I took the badge holder to the GP's surgery and GP surgery had no parking spaces then i would park at a space avaible near to that place. Yes I am not only silly but stupid too.

Please explain what do you mean that? If you are talking about if the law is in my contract of emplyment? then the answer is no. However, if I do use it outside of work for the benefits of the badge holder then does it matter whether it is in my contract of employment or not?

Display of an individual's badge when a vehicle is parked 14. - (1) This regulation prescribes for the purposes of section 21(4A) of the 1970 Act the circumstances in which an individual's badge may be displayed while a vehicle is parked. (2) An individual's badge may be displayed on a vehicle while it is parked if it- (a) has been driven by the holder, or has been used to carry the holder, to the place where it is parked; or (b) is to be driven by the holder, or is to be used to carry the holder, from that place. I hope that clarify the situation.

I am currently being investigated for gross misconduct at work. Basically, I have been alleged of mis-using a disable badge. I currently have a ET case against my employer which was logged in May 2007, so they are continuing their campaign of harassment and alleging that i have misused a disable badge which is not true. The badge belong to my mother and on occassions when I used the badge to park my car I dropped her to my cousine house before going to work and also agreed to pick her up at lunch time. My cousins house is a few hundered yards from my workplace. I normally use my padle bike to commute to work and my emloyer has given me a secure space to park my bike. My employer is the issuing authority of the badge. My employer is taking legal action against me in the court and also asked me to attend a disciplinary investigation next week. I highlighted to my employer that this investigation is sub judice as the matter is still in the hand of the court but they won't have it. I have been sick leave certified by my GP for depression and anxiety 3 days before I received my suspension letter. I am extremely worried and stress about the whole situation and I am concern that they will use this to dismiss me from work. I need urgent help, please help. I know they doing this to get rid of me from work.

Thanks for your reply. yes on my initial complaint which was submitted in Jan 07 I followed the grievence procedure and waited 3 month before making my ET claim. A hearing date was scheduled for April 2008 but it was adjourned becuase there was no judge to hear my case. I am still waiting for a further date on my original claim. My recent claim is about harassment as its clear that becuase I already have a claim in the tribunal my employer is doing their utmost best to get me out of my job (I'm not leaving until I get justice), i.e. I have been threatened with loss of job, unreasonable instructions and harassment by senior management & HR officer (all this is in form of writing i.e. emails). My claim is on the ground of racial harassment, victimisation, undermining at work and harassment in general. I have a solicitor acting for me on my first case however, due to the cost involved I'd like to deal with the current ET claim without instructing a solicitor. Thank you in advanced for your input.

I have a case with the Employment Tribunal since Jan 2007 and awaiting trial date. I am being further harassed at work so I have submitted a new "Harassment" claim to the Tribunal. The respondent's lawyer replied stating that I have not complied with s32 of Employment Act 2002. Can someone please advice me if I am required to comply with the above section of Employement Act 2002 if my claim is purely harassment and victimisation. Many thanks in advanced for your help.

Hi the address is Essex Magistrates' Court 80 Victoria Street Southend-on-Sea SS2 6EU Please kindly advice me what to do. Thanks

I was fine £800 for a driving offence in Sept 07. I contracted the Essex Magistrate Court on 18.02.08 and Stacy agreed a monthly installment of £50.00 a month.she also agreed to sent me a standing order form for the monthly payment to be deducted from my bank account. I waited until this morning no standing order form. This morning I received a letter from Drake Bailiff demanding over £1100.00. I called back Essex Magistrate Court and I spoke to Tina who was very unprofessional and rather too arrogant. I explained to Tina that I was unable to make full payment and was sticking to £50 a month, Tina informed me Stacy could not have agreed to this £50 a month, Stacy should only have accepted £250 a month. I was told at this stage I have two options 1. Pay the full amount or 2. face the bailiff. As I never faced bailiff or dealt with court matter I was shaken by this attitudes. I asked to speak to the Court Manager and was told he was not available, when I asked to speak tk the manager's manager I was refused his details. Finally I had no option I was forced to agree £200 a month and I would like to know which form or how can I ask my local Court to agree a payment of £50 a instead of £200.00. I honestly cannot pay this £200 a month given the essential lving cost and my low income. Please kindly advice me. Thank you,

I have a default registered by HSBC since 2003. I have asked HSBC to produce a signed copy of agreement, I've aslo served them s10 and s12 notice for them cease processing my data. HSBC replied to my first request saying no agreement are available and sent me copy of their terms of business. I made request for S.A.R - (Subject Access Request) in November 2007 they have not even replied to this request. HSBC also refused to comply with s10 and s12 of Data Protection Act. I am trying to get a mortgage and loan and I have been refused to get any. I am now thinking of issuing court proceeding to get the default removed. Can someone please tell me whether this is possible. As there are no sign agreement nor any statements are available, how can HSBC continue or even defend their case. If anyone can help me with some advice and guidance I would appreciate it very much. Thank you

Hi can you please send a copy of Kpohraror v Woolwich Building Society - [1996] 4 All ER 119. Thank you

Could you please clarify whether I should issue proceeding against Link Financial or Equifax as both of them are refusing to comply with s10 and s12.

Please can you look at the letter I comppse and let me have yoru comments. Thank you

Thank you for your reply and enclosed letter. I have exausted all these options and reported Link Financial to Financial Ombudsman for investigation. To date I have been unable to get them to remove this default hence I am seeking help. I have drafted a letter and posting here for your comment. Thank you for your letter of 12th February 2008. I once again reiterate that I have no recollection of ever having signed a card agreement and I certainly have never given you my consent in writing for you to process my data. I have not had a card issued to me by MBNA for a number of years and the fact that you have registered a Default against my name with the Credit Reference Agencies is completely irrelevant as it is only from recent research that I have established you require my agreement to process my data (you have admitted that no agreement exists between us and in my view it never existed). . As advised in my previous letters I have scrutinised all relevant legislation, including the Consumer Credit Act, the various Financial Services Acts and the Data Protection Act - it is clear that there is absolutely no legislation that allows a lender to collate, process or distribute any information unless there is express written permission from a data subject. You are no doubt aware that any non-agreed disclosure of personal data to third parties, without express written permission, is a criminal offence under Section 35, of the Data Protection Act. In summary, I once again formally instruct you, as an authorised officer, from this day onwards, to: 1) cease to continue storing, processing or communicating my data; 2) remove all such data from automated process systems, as per the provisions of Part II, Section 12 (1) of the Data Protection Act. I trust that I have made my position clear, and that Link Financial will now make a serious effort to understand its legal obligations and effect the changes requested. Should you be in any doubt as to your obligations as a Data Controller, then I would advise that you consult your corporate counsel. In any event, I shall expect a written confirmation from you acknowledging the contents of this letter within 5 working days, as per the requirements of section 15.3 of the Banking Code. Please confirm by return that you will arrange for all information to be removed from Credit Reference Agency files. You should be under no illusion that I will take this matter to the Information Commissioners Office, the Financial Ombudsman and if necessary to court. Failure to comply with my request can only have an outcome in my favour and protracted discussion in the interim will only result in increased costs for us both. . I look forward to hearing from you in early course. Yours faithfully,

Link Financial registered a defualt against my name, I have written to Link Fincial to remove it as I have never had a credit card from MBNA. I also contacted MBNA and asked them for a true signed copy of my credit agreement but MBNA replied that they do not have a signed agreement between us. I then followed the Consumer Group proceddure such as request under s77/78, S.A.R - (Subject Access Request), S12 and other letters to Link Financial and MBNA to stop processing my data and remove this default but to date I have been unsuccessful. On Friday I recevied the above reply.