Been in contact with BT this morning and i am quite impressed

My service will go back to BT 1n 10 days. They get the MAC code direct from Sky and do everything. BT engineer booked

BT infinity phone and broadband, line rental and broadband for the first three months, 40 meg download £31.45, after 3 months £38.45

I have signed up for BT INFINITY OPTION 2. phone line and broadband for the first three months £35.45, after three months £41.45

That is with an internet speed of 71.4 MEG DOWNLOAD SPEED:shock:

My average speed with Sky has been between 2 and 5 meg download speed

145 Queensway

Milton Keynes

Buckinghamshire

MK2 2DY

That is the address of the former name of welcome, that being Progressive financial services ltd

welcome have not used that name in over 10 years

Please do

Anything to do with welcome i like to keep the heads up as they cannot be trusted

Even in the after life

any chance of the postcode

The only other office to do with welcome that is still trading is in Nottingham

Milton keynes

sure it is welcome

MKRR is a debt collection agency a lot of welcome loans were sold onto

Milton Keynes rapid recoveries or trade pro

TRADEPRO OPERATIONS LIMITED

TRADEPRO HOUSE

SEEBECK PLACE KNOWLHILL

MILTON KEYNES

BUCKINGHAMSHIRE

MK5 8FR

MKDP or Raven Recoveries is another arm to the empire

What circumstances are needed for a job seekers direction to compel sign up for UJM site

Problem is we are a nation of sheep, typical NIMBY mentality as always

Well there is always x factor to watch or Jeremy kyle

I will speak to BT in the morning and see what they say, i was told that BT will obtain the mac code on my behalf and that i would have to do nothing regarding the change over once i informed BT

i will update in the morning

The defence will have to be submitted 33 days max from the date of the n1 claim form IF THE CLAIM IS ISSUED OUT OF NORTHAMPTON

If they fail to respond to the cpr 15.5 request, we will use that in the defence

I know what the problem is, i have contacted an ex college who made a discrete investigation. (Open Reach Engineer)

The problem is in the exchange, sky is so heavily over subscribed at the moment, there just is not the capacity to cope. I would tolerate it if sky would just be honest and acknowledge the problem. I have lost count the number of times they have tried to get me too unscrew the face plate, for Christ sake i only have half a knee and find it almost impossible to bend down

The open reach engineer just told me to phone BT in the morning and they will handle the transfer

I have now been on the phone to Sky for the last 57 minutes in total, gone through 8 different operators, and cut off three times

I wish to cancel my Sky talk and go back to BT

I realise there will be a penalty for early termination, which i will accept

It is like pulling teeth, i am on hold at this moment, this is disgraceful customer service

Agreed

Public forum

Where are you requesting information from

Nottingham or Cattles HQ in yorkshire

I already have the response ready as i have used it myself in my distant past

Yes, that is fine

at the top of the letter put

You do not want to go all guns blazing with legal statutes just yet

You need to give the impression you have done some limited research and have put them on notice

Send recorded delivery to Santandar

I already know

Always send recorded delivery, that is every letter, its important now as once they get that complaint pursuant to their complaints procedure, strict time scales come into the equation which must be followed

The repo agent having no vehicle report at the time of the repo will support your version of events

People who have had a payday loan civil claim against them need to get qualified advice.

A lot of payday loans have prescribed terms that a child might have written, get any of them wrong and the lender is in trouble, even post 127(3)

Most do not follow practice direction, pre action protocol or even follow the default and termination regs

As stated, each case is different and needs to be defended on its own merits

Welcome to 21st century britain of minimum wage and lousy terms and conditions

So the third will not cut it

Can you prove the vehicle was taken off private ground, are the repo agents denying it

The point that you refused to sign any vehicle report goes in your favour

What you need to do is send santandar a complaint as to there complaints procedure. Tell them the vehicle was repossessed off of private property without your consent or a return of goods court order

Tell them you require its immediate return for breach of contract and an offence of "conversion" has occurred as they had no authority under law to remove your property, and are guilty of theft and a tortuous act. Throw in a breach of statutory duty as well

Wait for a response, then i will give you various sections of the consumer credit act to really wind them up

If proved this is an unlawful repo, which it appears is the case, you will receive the vehicle back for free and every penny paid, plus relieved from all further financial responsibility to santandar, that includes your credit file being washed of any mention of santandar

The problem you face is that you signed a contract of employment and agreed to those terms. If those terms are no longer justified, you have two choices

Request a wage review as to your currently responsibilities

Resign and move too another employer

IF OPTION 2 IS DECIDED,GET CONFIRMATION OF ANOTHER JOB BEFORE HANDING IN ANY NOTICE

What i would do in his situation is contact the boss and formally request a renegotiation as to his current contract of employment

Tell you boss you think your level of qualifications and expertise rate a higher pay grade

I would look at job adverts and print off comparison wage scales as to his qualifications to substantiate your claim

Remember a contract of employment is nothing more than an agreement between two parties and can be changed at any time by mutual agreement

http://lawborepro.net/crime/weblinks/59

Already tried that link which is broken

I now have a PDF copy of that report

Thanks people

I do know the reason, i always keep things in reserve in case of a counter attack

Nine regions as i remember is a company that specializes in log book loans secured by way of a bill of sale,

AND ARE NOTHING TO DO WITH THE PAY DAY INDUSTRY

Collection cost are 99.99% of the time kept in house by an associate company, well same desk

Even the utility companies use that trick which i might add is contrary to debt collection guidance from the OFT

THE COURT DECIDES COSTS, NOT A TERM IN A LOAN AGREEMENT