swinterton
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Very old LLoyds Business bank loan 1991
swinterton replied to swinterton's topic in Payment Protection Insurance (PPI)
Hi st Jane and bank fodder, it’s taken a while but I have got another reply ref old ppi/accounts with tsb’ still no good it would seem as they do not keep records any longer than 10 years . Any advice would be appreciated Thanks guys -
Very old LLoyds Business bank loan 1991
swinterton replied to swinterton's topic in Payment Protection Insurance (PPI)
Thank you St Jane for chipping in, that sounds like a good plan. Yes, it was a joint venture/business but i have provided them with all names DOB and addresses going back 30 years for the both of them, i don't think there is anything else i could provide....nat ins numbers maybe, i could try that. Bankfodder - i will do as you suggested, i am going to type up a new SAR with the alterations and specific questions tonight then get it to my mother and father to sign and in the post for tomorrow. i will keep you guys posted with any updates, and once again thank you for taking the time to respond -
Very old LLoyds Business bank loan 1991
swinterton replied to swinterton's topic in Payment Protection Insurance (PPI)
Thanks again you guys for helping me out and your lengthy response bankfodder, i hear and agree what you are saying, but where does that leave me now, have i got a next step.... what do you suggest? -
Very old LLoyds Business bank loan 1991
swinterton replied to swinterton's topic in Payment Protection Insurance (PPI)
Hi bankfodder, thanks again I have a couple more letters that hopefully you can see, although I’m not good at this type of thing, we did respond to first letter and supplied bank statements and account numbers business names. Please let me know if the other letters do not appear for you to look at. docs1.pdf -
Very old LLoyds Business bank loan 1991
swinterton replied to swinterton's topic in Payment Protection Insurance (PPI)
.. Lloyds ppi search swinterton (1)_Redacted.pdf -
Very old LLoyds Business bank loan 1991
swinterton replied to swinterton's topic in Payment Protection Insurance (PPI)
Thanks guys really appreciate you taking the time to reply and supply info The loan was over 10 but was settled in full early after 8 years. I will arrange over the the next day or two to get a copy of the letter uploaded. Thanks again bankfodder’, Dx. -
Hi guys, need some advice on where and what to do next on my fathers ppi claim. The claim relates to a TSB 40,000 pound business loan my father started in approx 1991. We have the account no from old 1994/95 bank statements showing he was paying about 500/600 per month for the loan. At first Lloyd’s stated that they could not locate the loan, then they said they located the loan account but no proof/record of ppi So I did a SAR, (copied off this site)they have just sent back the cheques stating they do not keep records this long and they can find nothing. Is the standard of proof on me to prove the existence of PPI or is it for them to prove there was not. What’s my next step please.....Thanks in advance for any help and advice
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They investigated and found evidence, I think that is firm evidence! And I am not bitter, just standing up for myself and fighting for what I believe is right.
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I was only offered two temp jobs, then sacked. I was then told by a colleague that had seen at least two other jobs that would have been suitable on an internal web page. I do Not have other details temp or perm. I then challenged managment on this. They investigated.....then accepted that I should have at least been offered these, but it was an oversight. They apologised but said it still changes nothing. I received a letter of dismissal two days later.
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Yes only offered two posts both were temp 6 month contract, I was also told at that time by HR that these were only the first two offers and I did not have to take them as others would follow. still awaiting union response. I just feel that they paid lip service to the reasonable adjustment for several weeks, then told me that nothing had come up (when it had) and dismissed me. we have internal instructions and government orders that state dismissal should be a very last resort, and I do not think to put me on the deployment list for 13 weeks, not offer me the opportunities when they come up, and then sack me is a last resort. I feel they simply did not want someone like me(Disabled) working for them.
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Thanks for that advice emmzzi, no, I have never been offered a permanent role just 6 month temp contract, but yes it was 15 min travel. yes I did have in total 7/8 occupational health referrals it was them that said it was unlikely that I could return to my job and re grade/redeploy to admin work should be explored. dismissed with lump sum from civil service compensation scheme, not the pension. I am exploring the personal injury route thru my union at this time.
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Hi emmzzi, An internal website and then they apologised for not offering the role. was I qualified?.... well I do not know, it was on a lesser pay band and it was admin work which I had not done much of before, but i think I would soon get the hang of it.
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thank you sweetlorraine.
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Yes injury DDA rated. I have capability hearing and consequently placed on redeployment register. I suppose it is normal procedure for making adjustments for disabled workers. I was within a week offered two jobs both 6 month temp contract earning half my of my pay. one was 2hrs drive and the other quite local. I did not have access to the register. compensation is a part of my term and conditions. after 13 weeks new capability hearing and dismissed, not for turning the jobs down but because no other had come available. my compensation will be paid regardless. yes I have it in writing. no I was told after I had been dismissed and they apologised for not informing me, but dismissed me anyway. but as I have said I really wanted to keep working, to keep me healthy in mind and body. no it is not local government,
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Yes HR, yes been thru capability hearing then dismissed.
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not offered redundancy. i have been told I will get compensation. but did not want compensation needed to keep working.
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Hi sweet L, Dismissed due to medical inefficiency, did not criteria for med retirement due to non permanence (might improve) over the next 25 years. yes I was on the redeployment list for approx. 13 weeks.
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Hello all, any advice would be greatly appreciated. I have just been sacked from a large public sector department employing many thousands of people. I have been working for my former employer for 20 years I was injured at work 13 months ago. I do qualify for DDA/equality act 10 July 2013 a reasonable adjustment was agreed by all concerned to keep me in employment, I could not return to my normal job, but I would be re graded/redeployed to an admin post elsewhere, within an hour of travelling for me. They very quickly offered me two roles that were both only 6 month temp contract. one of these jobs was a good 2hr commute, I was advised it was early days by my HR and I did not have to accept these and more should follow. I declined the two posts but said I would accept something more suitable, ie nearer and permanent. I was not offered any other roles for the next 12 weeks. I was then called in and told as nothing else had come available I was sacked. I have since been made aware that their was other jobs available but they failed to let me know. is this reasonable behaviour from my employer??
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