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Gemz

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Everything posted by Gemz

  1. Congrats Jason Hopefully I won't be long behind you!
  2. Gemz

    Gemz Vs HSBC

    Sorry I'm confused on the last bit, if I add the court fees in the main claim window, then it adds it on again at the bottom. So is the amount in the claim without the court fees?
  3. Gemz

    Gemz Vs HSBC

    How do I find out how much the court costs will be to edit that into the claim? "Do you want to reserve the right to claim interest?"
  4. Gemz

    Gemz Vs HSBC

    thanks again, just submitting the claim now, very scared
  5. Gemz

    Gemz Vs HSBC

    I can't find that address on any statements we have
  6. Gemz

    Gemz Vs NatWest

    Oh, then I think I missed my deadline, got wrapped up in Dad's DMP and claim. Ah well I'll let mine slide I think and persue for my parent's charges.
  7. Gemz

    Gemz Vs HSBC

    Which address is the best one to use and who should the claim be addressed to?
  8. Gemz

    Gemz Vs HSBC

    Thanks lateralus, that would be really helpful. I'll have a look round in the morning
  9. Gemz

    Gemz Vs HSBC

    No, this is the next stage that I'm due to carry out if I don't get a reply by Monday. Trying to be prepared
  10. Gemz

    Gemz Vs HSBC

    How odd, I posted is it MCOL, must have been rushing before dinner Thanks lateralus, will do that Monday morning if need be
  11. Gemz

    Gemz Vs HSBC

    That's Monday then, what's next?
  12. Gemz

    Gemz Vs HSBC

    14 days... is that working days? Just thinking about my next step, and when it'll be
  13. Gemz

    Gemz Vs NatWest

    How long is the LBA letter given? NatWest have sent a letter saying we are dealing with the request, blah blah blah, but not a huge amount of help.
  14. Gemz

    Gemz Vs NatWest

    Okay, time's up on my account, no reply. Who do I adress the LBA letter to? Is it the same address?
  15. Gemz

    Gemz Vs HSBC

    Oh I see, they responded while I was thinking so I'm combining two letters.
  16. Gemz

    Gemz Vs HSBC

    Okay, we are going for it. What's the next stage?
  17. Gemz

    Gemz Vs NatWest

    Finished totalling today - £149 so better than nothing, not as much as I thought but better than a kick in the teeth
  18. Gemz

    Gemz Vs HSBC

    It's the time factor that makes me think twice, and the fact that if my father does have to go to court he'll lose a day's pay which is approx £100 as he is self employed. How long might it take and is there anything that can be done about loss of earnings?
  19. Gemz

    Gemz Vs HSBC

    Very surprised, got an offer this morning of £508 - now having the to continue or not debate. It's about 73% of the original amount I think
  20. Gemz

    Gemz Vs HSBC

    No news, but they have just defaulted us because of their credit card. I think I might have to let it lie for now. Until the DMP is sorted
  21. Gemz

    Gemz Vs NatWest

    I thought so, thanks. We'd cancelled the Advantage Gold but have no proof in writing so guess we are going to have to let that go.
  22. Gemz

    Gemz Vs HSBC

    Tomorrow is the day, let's see if we get anything
  23. Gemz

    Gemz Vs NatWest

    It says for the 31st January 2003 (early ones are Advantage Gold charges I think) Charges "03Jan A/C (account number)" and the charge is £6.00 It's the same every month from then on.
  24. Gemz

    Gemz Vs NatWest

    From October 2002 the statements are no longer marked as Advantage Gold but there is still a £6 charge every month, is this correct?
  25. Gemz

    Gemz Vs NatWest

    Got the statements today. Just checking interest can't be claimed unless it's alongside a charge right? Gold account - in 2001 - cost £6 a month and then 14.99% ARRANGED over draft
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